Features of Vacant Dwelling Insurance
- Policy terms of 3, 6, or 12 months may be written
- Policy extensions may be handled by simple extension endorsement
- Available both Package and Monoline
- Broad Form Liability Coverage includes Medical Payments and Fire Legal Liability
- Independent Contractors Coverage available
- Available for Residential, Commercial and Industrial Properties
- No restrictions on length of vacancy
- Buildings undergoing minor repairs, alterations or improvements are eligible
- Special form and replacement cost available for buildings 10 years old or newer
Limits of Liability for Vacant Dwelling Insurance
- Limits are available up to $8,000,000 subject to these maximum limits (dependent on carrier)
- Excess or umbrella limits up to $20,000,000
Construction Type
- Frame $1,000,000 Sprinklered, $500,000 Non-Sprinklered
- Non-Combustible & Joisted Masonry $4,000,000 Sprinklered, $2,000,000 Non-Sprinklered
- Masonry Non-Combustible $7,000,000 Sprinklered, $4,000,000 Non-Sprinklered
- Fire Resistive $8,000,000 Sprinklered, $5,000,000 Non-Sprinklered
The personal lines team at J.M. Wilson is eager to help independent insurance agents satisfy the needs of their customers. A few of the highlights to consider:
* 24 hour turn around on quotes - most often, same day
* Direct bill for many personal lines accounts
* Knowledgeable, friendly underwriters ready to assist with:
On-line rating
Phone quotes
Coverage questions
Financing quotes when needed
* Some accounts the team is currently having success with:
Dwelling/Fire
Homeowners (including high valued homes)
Personal inland-marine (including contents in mini-storage)
Personal umbrella (even for high risk drivers)
In-home business products
* All J.M. Wilson personal lines markets are "A" rated
For more information on our Personal Lines Insurance, visit our website: www.jmwilson.com
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| States Available | AL, AR, FL, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, WI |
| Provider Type | Managing General Agency and Excess & Surplus Lines Broker |
| Admitted | 0 |
| Carriers | We represent a number of carriers both admitted and non-admitted |
| Carrier Ratings | A rated or better |
| Commission | Varies by coverage and carrier |
| Min Premium | |