Primary Personal Umbrella Insurance
- True Umbrella coverage
- Limits Available up to $5 million
- Underlying CPL limits of 300 CSL, Auto limits of 250/500/100, Watercraft limits with 300 CSL or 500 CSL, depending on the watercraft
- Will accept youthful drivers with 250/500/100 limits
- Accept DUI's, alcohol related violations
- Over 70 years - no medical required
- Named insured may be individual, trust, estate or LLC
- Will accept ATV's , Motorcycles, Mopeds, Snowmobiles (underlying limits of 250/500/100)
Excess Personal Umbrella Insurance
- Up to 5 million
- Excess over another carrier's umbrella
- Following form of underlying umbrella
Target Personal Umbrella Insurance
- Up to 5 million
- Program for high-profiled individual such as actors, sports personalities, musicians etc.
- Underlying CPL limits of 300 CSL, Auto limits of 500/500/100, watercraft limits of 500 CSL or 500/500/100.
- Risks less than 100% rate may be acceptable with 250/500/100 auto limits
The personal lines team at J.M. Wilson is eager to help independent insurance agents satisfy the needs of their customers. A few of the highlights to consider:
* 24 hour turn around on quotes - most often, same day
* Direct bill for many personal lines accounts
* Knowledgeable, friendly underwriters ready to assist with:
On-line rating
Phone quotes
Coverage questions
Financing quotes when needed
* Some accounts the team is currently having success with:
Dwelling/Fire
Homeowners (including high valued homes)
Personal inland-marine (including contents in mini-storage)
Personal umbrella (even for high risk drivers)
In-home business products
* All J.M. Wilson personal lines markets are "A" rated
For more information on our Personal Lines Insurance, visit our website: www.jmwilson.com |
| States Available | AL, AR, FL, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, WI |
| Provider Type | Managing General Agency and Excess & Surplus Lines Broker |
| Admitted | 0 |
| Carriers | We represent a number of carriers both admitted and non-admitted |
| Carrier Ratings | A rated or better |
| Commission | Varies by coverage and carrier |
| Min Premium | |