Coverage Features For Mobile Home Insurance
- Optional Replacement Cost for homes up to 15 years old
- Comprehensive Coverage
- Wood stoves / Corn Burners
- Adjacent Structures
- Competitive Commissions
- Owner Occupied, Seasonal, Rental & Tenant
- No photo required 10 years or newer
- Vintage Older Homes
- Increased Additional Living Expense Coverage
- New Food Spoilage Coverage
- Other structures on premises more than 100 feet from the insured dwelling is covered
- Identity Fraud Expense Coverage (Optional)
Breakdown Endorsement Expands the mobile home insurance policies to cover the sudden and accidental failure of electrical and mechanical systems.
- Only $15 additional premium
- Standard $500 deductible
- Option to buy down the deductible to $250 for only $30
Breakdown Endorsement Covers:
- Both systems built into the home and others purchased later.
- Central Heating & Cooling System
- Home Security System
- Computer Equipment
- Entertainment Equipment (i.e. plasma T.V., Satellite Dish etc.)
- Many More! (If it’s plugged in, it’s likely covered!)
Our philosophy at J.M.Wilson is Customers First.
That means that every associate is committed to finding answers, solving problems, and securing the best solutions for your clients with speed and assurance. We know your satisfaction is the foundation of our success.
Our experience with specialty lines and easy access to A rated markets makes us a Managing General Agency you can trust with all your insurance needs.
The personal lines team at J.M. Wilson is eager to help independent insurance agents satisfy the needs of their customers. A few of the highlights to consider:
* 24 hour turn around on quotes - most often, same day
* Direct bill for many personal lines accounts
* Knowledgeable, friendly underwriters ready to assist with:
On-line rating
Phone quotes
Coverage questions
Financing quotes when needed
* Some accounts the team is currently having success with:
Dwelling/Fire
Homeowners (including high valued homes)
Personal inland-marine (including contents in mini-storage)
Personal umbrella (even for high risk drivers)
In-home business products
* All J.M. Wilson personal lines markets are "A" rated
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| States Available | AL, AR, FL, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, WI |
| Provider Type | Managing General Agency and Excess & Surplus Lines Broker |
| Admitted | 0 |
| Carriers | We represent a number of carriers both admitted and non-admitted |
| Carrier Ratings | A rated or better |
| Commission | Varies by coverage and carrier |
| Min Premium | |