Comprehensive Non Profit Package Insurance from J.L. von Arx & Associates
J.L. von Arx & Associates offers a robust Non Profit Package Insurance program designed specifically to address the unique risks faced by non-profit organizations. As a Managing General Agency and Excess & Surplus Lines Broker, we understand the complex exposures non-profits encounter—from employment practices liability to special event risks. Our tailored program makes it easy for agents and brokers to place coverage for their non-profit clients with confidence.
Ideal Accounts and Appetite
This program is ideal for a broad range of non-profit organizations, including but not limited to:
- Counseling and referral centers
- Charitable foundations
- Community service organizations
- Educational and advocacy groups
- Arts and cultural organizations
You might have a client operating a small regional non-profit hosting off-site fundraising events or a counseling center working with at-risk populations—both are excellent fits for this package.
Coverage Highlights and Advantages
Our Non Profit Package Insurance brings together multiple essential coverages under one policy for convenience and cost-efficiency:
- Directors & Officers Liability – Protects leadership from claims related to governance and decision-making.
- Employment Practices Liability (EPL) – Critical, as over 90% of claims against non-profits are EPL-related.
- Business Owners Policy (BOP) – Covers property and general liability for physical locations and operations.
- Special Events Liability – Covers risks related to off-site events and fundraisers.
- Liquor Liability (Optional) – Available for events where alcohol is served.
- Professional Liability – Especially important for counseling and referral services.
- Abuse and Molestation Coverage – Addresses high-risk exposures in youth or vulnerable population services.
Underwriting Notes and Minimum Premiums
Our underwriting team evaluates each submission thoroughly, with a focus on matching appropriate coverages to the organization’s specific operations and exposures. Minimum premiums start at $500.00, making this a competitively priced solution for small to mid-sized non-profits.
Common underwriting considerations include employee and volunteer count, types of services offered, event frequency, and property ownership or lease arrangements.
Territories and Availability
This program is available in Arizona, California, and Nevada. Both admitted and non-admitted options are available depending on the state and risk class.
Why Work With J.L. von Arx & Associates?
With access to multiple carriers and deep experience in placing specialty risks, J.L. von Arx & Associates is your go-to partner for non-profit insurance solutions. Our responsive team works closely with agents and brokers to provide fast quotes, flexible terms, and tailored coverage for your non-profit clients. Whether your client runs a single-location community center or a multi-state advocacy group, we can help you find the right protection.
Learn more about our expertise and offerings on our company profile.