This Consultants Insurance program covers both computer consulting and programming operations and general consulting services. 

Computer Consulting or Programming 41675

o This Consultants Insurance program applies to computer consulting services to others including custom designed computer programs, instructions or data retrieval services.

o Coverage applies on or off the insured’s premises.

o Computer instruction conducted at the insured’s premises open to the general public for a fee should be classified and rated under the appropriate “Schools” classification.

Consulting Services 41677

o This classification applies to risk who provide general consulting services to others meaning they advise and provide recommendations. They do not perform actual work or supervise the actual work.

o Coverage applies on or off the insured’s premises.

The following type of consultant should be separately classified and rated:

Architectural
Engineering
Legal
Medical