This Apartment Insurance program is intended for buildings not over 5 stories, with five or more habitational units. If less, see the Dwelling Program.

· Smoke detectors in all units, minimum occupancy 60%, maximum subsidized housing 50%, and maximum 50% student renters.

· Risks with mercantile exposures must require tenants to carry General Liability and name insured as additional insured.

· Pools must be fenced and equipped with a self-closing self-locking gate, lifesaving ring and shepherds hook.

· Pools must be equipped with drain suction safety devices as required in the 2008 Pool and Spa Safety Act.

· Assault and Battery coverage is available .

 

 

 

. Buildings wired with aluminum wiring....