Homeland HealthCare disability plans protects your income if something happens that interferes with your ability to do your job. Our plans can be a part of your other coverage or as a stand-alone product.

Underwritten by Colonial Life & Accident Insurance Company, the plans offer coverage for accidents or injuries that may occur on the job without being subject to a waiting period. There’s a 7-day waiting period for sickness, though.

Benefits are paid regardless of any other insurance customers may already have with other companies. Benefits are paid directly to the insured person, unless specified otherwise. Coverage is guaranteed renewable until age 70 and is portable.

• Mortgage, rent or vehicle payments
• Utility bills or other household expenses
• Food, clothing or other necessities
• Medical expenses not covered by your health care plan
• Travel or lodging for treatments