Ideal Accounts and Appetite
Donald Gaddis Company represents multiple top-rated carriers and has access to broad-form Technology E&O markets tailored for:
- Software developers and application service providers
- IT consultants and managed service providers
- Data hosting services and cloud solution vendors
- Telecommunications and networking companies
- Medical and engineering tech firms with contingent BI/PD exposures
Whether you're working with a startup or an established tech consultancy, Gaddis Co. can help you find market options that are both competitively priced and coverage-rich.
Coverage Highlights and Advantages
Some carriers offer extremely broad forms at pricing that rivals more traditional, limited policies. Available features may include:
- Integrated coverage for professional liability, media, privacy, and network security
- Optional coverages for privacy event expense, network extortion, and contingent BI/PD
- Defense for privacy regulatory investigations and associated restitution payments
- Enterprise privacy coverage including paper records, third-party vendors, and policy breaches
- Vicarious liability protection for rogue employee acts
- Broad media liability for websites, blogs, video/audio content, and printed materials
- Worldwide coverage territory and punitive damages (where insurable)
Underwriting Notes and Minimum Premiums
Coverage can be customized with declarations that reflect the actual scope of your client’s technology and telecommunications services. Premiums start around $900, making this program accessible even for solo consultants and small firms. Gaddis Co. invests the time and attention needed to help you place the right coverage—no matter the account size.
Territories and Availability
Donald Gaddis Company offers this program in a wide range of states, including AL, AZ, CA, CO, FL, GA, HI, IL, IN, IA, KS, MI, MN, MO, NE, NY, NC, OH, OK, PA, SC, TN, TX, VA, and WI. Admitted options are available in some states, depending on the carrier and risk profile.
Why Work With Donald Gaddis Company
As a wholesale broker, Gaddis Co. partners with dozens of reputable carriers—including Axis, USLI, Navigators, One Beacon, Markel, Admiral, Beazley, and others. Their team specializes in crafting tailored solutions for technology accounts of all sizes and complexities. With a service-first mindset and access to both traditional and emerging markets, Gaddis Co. works hard to earn a place as one of your go-to wholesalers for Tech E&O coverage.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Ideal accounts include software developers, IT consultants, managed service providers, telecom companies, and tech-enabled firms with professional liability exposures.
Can this program cover privacy breaches and data security incidents?
Yes, many carriers offer seamless coverage for network security, privacy liability, and related regulatory investigation expenses.
Is this program suitable for small tech startups?
Absolutely. Premiums start around $900, and Gaddis Co. is committed to helping agents place even small, single-person tech accounts.
Are admitted markets available?
Admitted options are available in some states, depending on risk characteristics and the carrier selected.
What is the geographic availability of this program?
This program is available in over 20 states, including CA, FL, IL, NY, TX, and many others. Contact Gaddis Co. to confirm availability in your state.
Need help placing an account? Connect with a market specialist.