Let's get personal.
Great Pricing.
Great Coverage.
Great Carriers.
Programs Available:
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Homeowners (HO-1, HO-3, HO-4, HO-6): personal property, comprehensive personal liability, other structures coverage, loss of use, plus coverage extensions for rental properties and secondary residences, as well as a combination program to cover in-home businesses and inland marine
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Dwelling: 1-4 family residential dwellings (owner or tenant occupied), builder’s risk, renovations, seasonal, unprotected risks, including all needs from fire and burglary to DP-3 special form and medical payments
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Personal Umbrella: Limits from $1 million to $10 million – high profile clients, homeowners or auto insurance with other carriers, young drivers, motorcycles, jet skis, ATVs, snowmobiles, golf carts, farm exposures
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Coverage Updates:
- Availability of a new ADMITTED market for HO-3, HO-4 & HO-6s
- 25% overall rate reduction just approved
- Ability to write properties with underground oil tanks
- Special coverage DP-3 for Vacant/Builder’s risk
- Coastal HO-6 Program rates drastically reduced
- High Value Homeowners limits increased
- Prohibited dog breeds now allowed
- Identity Fraud Expense coverage
- Extended Replacement Cost
- Water Backup and Dump Discharge
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| States Available | DE, NJ, NY, PA |
| Provider Type | Managing General Agency and Excess & Surplus Lines Broker |
| Admitted | No States |
| Carriers | Various |
| Carrier Ratings | A or Better |
| Commission | Various |
| Min Premium | $350 |