Empire State Brokerage is pleased to announce that it provides access to over 10 insurance companies that will underwrite package policies including general liability, property, liquor law liability and assault and battery for the following types of Food Services risks:

• Restaurants, Upscale Restaurants, Ethnic Restaurants, Diners, Luncheonettes, Catering Firms, Italian Pizzeria.
• Fast Food take out, Deli’s, Food Courts, Chicken Rotisserie Shops, Internet Cafes, Coffee Shops
• Hamburger Chains, Pizza Parlors, Falafel Shops,
• Bakeries, Grocery Stores, Supermarkets
• Bars/ Taverns, Lounges and Night Clubs

Our underwriters’ have a very broad appetite for writing various types of Food Service risks. They can insure any type of risk where food or liquor is prepared and sold to the consumer.

Program Highlights:

• Property, General Liability, Liquor Law Liability, Workers Compensation, Non owned and Hired as well as Assault & Battery coverage are available.
• Other venue coverage’s include Food Spoilage, Loss of Income, Fire Legal, Accounts Receivable, Business Interruption, Money and Securities, Employee Dishonesty, Season Variation, Sprinkler Leakage, Valuable documents and Equipment Breakdown.
• Primary coverage policy – minimum premium begin at $ 1,000.00 for small accounts
• For other size Food Service firms, the minimum premiums vary by size of risk.
• ISO and Manuscript Occurrence policy forms are available.
• Mono-line commercial auto and workers compensation insurance are available, also.
• Umbrella and Excess GL programs are available, if needed.