Critical Illness Insurance
Critical Illness Insurance (policy form LP750 and rider form LP751):
Today you are likely to survive a critical illness, but would your finances?
Critical Illness Insurance covers expenses related to a critical illness that are not covered by your health insurance, such as mortgage payments and daily living costs, coinsurance and deductibles, and travel and lodging.
Based on a 10-year or 20-year term life policy with an Accelerated Benefit Rider, Critical Illness Insurance provides a lump-sum cash payment up to 100% of your life insurance benefit in the event you are diagnosed with a covered critical illness.
Critical Illness Insurance features the following:
¦Benefit options from $10,000 to $100,000
¦16 covered conditions
¦No medical exams (simplified underwriting)
¦Guaranteed to issue available
¦Portable
¦Spouse benefit amounts up to $30,000 without spouse's signature
¦Children benefit amounts up to $20,000
¦Unemployment Benefit Rider (not available in CA, FL, MI, SC and TN)
¦A death benefit is paid if a critical illness does not occur.
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| States Available | AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY |
| Provider Type | General Agency |
| Carriers | Varies |
| Carrier Ratings | Varies |
| Commission | Varies |
| Min Premium | Varies |
Coverages
Critical Care Insurance Critical Illness Insurance Programs Insurance
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