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Worldwide Facilities, Inc.
Engineers Environmental Risk Insurance
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Life Insurance
REASONS TO CONSIDER LIFE SETTLEMENT
• A highly liquid estate may no longer require life insurance to pay estate taxes
• A reduction in estate size may mean less insurance is needed for projected taxes
• Premiums may no longer be affordable
• Vanishing premiums have reappeared
• Large loans against the policy make it too expensive
• An individual may desire to remove a policy from an estate
• A change in survivorship coverage may be beneficial
• A policy is owned by a corporation on an executive who is no longer with
the company
• Insurance was acquired to fund a buy-sell or stock redemption agreement,
and the company/partnership has been sold or dissolved
Proceeds from the sale may be used in any way the recipient desires. Common uses include:
• Purchase of additional securities, mutual funds, annuities, or other types
of life insurance
• Payment for long-term care insurance or other asset protection tools
• Funding a charitable gift, charitable lead trust, charitable remainder trust,
or gift annuity
• Payment of gift taxes
• Purchase of stock from a business partner |
| States Available | AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY |
| Provider Type | General Agency |
| Carriers | Varies |
| Carrier Ratings | Varies |
| Commission | Varies |
| Min Premium | Varies |
Coverages
Life Insurance
Life Insurance (Retirement Plans) Insurance
Life Insurance (Term) Insurance
Life Insurance and Annuities Insurance
Whole Life Insurance
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