Group Critical Illness
Offered through the Group Benefits Division

Receive up to 100% coverage on nearly a dozen covered conditions—including invasive cancer, heart attacks, strokes, major organ transplants, kidney (renal) failure, paralysis, and terminal illnesses. Because our Critical Illness Benefit is part of a group life insurance policy, if the critical illness benefits are not utilized, a death benefit from the group policy may be payable.

Individual Critical Illness
Offered through the Worksite & Individual Solutions Division

Employers want to offer the affordable protection of term life insurance. But employees are also concerned about the possibility of a critical illness. The solution is Critical Illness: The Timber Ridge Series™, which features a 10-Year Level Renewable and Convertible Term Life policy and can be offered to individuals or employer groups as small as one life. Timber Ridge is offered to employees their company or association, and is also marketed to individuals through appointed agents.