CoverXSpecialty has access to markets for most product liability exposures generated from manufacturers, distributors and importers. Our focus is on moderate- to high-hazard risks with low claim frequencies without the limitations of minimum premium thresholds. This gives CoverXSpecialty a competitive advantage in writing for both larger, complex risks as well as the often underserved and ignored small accounts.

Coverages Available:
• Primary limits $1,000,000 per occurrence/$2,000,000 aggregate
• Umbrella or excess limits available up to $10,000,000
• Claims made or occurrence coverage
• Flexible attachments including first dollar
• Self-insured retentions and deductibles available
• Discontinued products liability coverage
• Worldwide territory if product is manufactured or sold in the USA
• ISO-based forms with manuscript abilities

Ineligible Products:
• Critical aircraft products
• Latex gloves
• Neutraceutical/pharmaceutical/implantable medical devices
• Tobacco products
• Nuclear-related products