Policy Highlights:
Property and Liability coverages available on mono-line or package basis for barber shops. Coverage is also available for individual operators, masseuses, manicurists, ear piercing, makeovers and facials.
Property Coverage available for barber shops:
• Accounts Receivable
• Basic, Broad, or Special Form
• Building
• Business Income
• Computer Equipment
• Contents
• Equipment Breakdown
• Inland Marine
• Outside Signs
• Replacement Cost or Actual Cash Value
• Valuable Papers
Commercial General Liability Coverage available:
• Primary limits up to $3 million occurrence/aggregate
• Hired and Non-owned Auto
• Included Coverages:
Error and Omissions Coverage—Policy Limits
Operators who are independent contractors included as additional insured's
Sexual and/or Physical Abuse Coverage—$50,000 per claim/$100,000 aggregate (higher optional limits available)
Medical Payments Coverage—$5,000 Limit
• Excess or Umbrella limits up to $25 million
• No deductible required
Crime Coverage available:
• Inside the Premises—Theft of Money and Securities
• Inside the Premises—Robbery or Safe Burglary of Other Property
• Outside the Premises
• Valuable Papers