Solar Energy Insurance

Ideal Accounts and Appetite

This program is an excellent fit for:

• Solar energy contractors and installers
• Solar and wind energy generating facilities
• Wind energy contractors

Whether your client builds, installs, or operates renewable energy systems, this program offers broad coverage options tailored to the unique exposures of the clean energy industry.

Example accounts include a solar contractor expanding into utility-scale projects or a wind farm operator needing robust liability coverage for new installations.

Coverage Highlights and Advantages

Commercial General Liability Coverage

• Primary limits up to $3 million per occurrence/aggregate
• Excess or Umbrella limits available up to $25 million

Included Coverages:

• Blanket Additional Insureds—when required by contract, agreement, or permit
• Primary and Noncontributory wording for additional insureds (CG 20 33)
• Blanket Waiver of Subrogation—when required by prior written agreement
• Per Project Aggregate
• Medical Payments—$5,000 limit

Crime Coverage

• Theft of money and securities inside the premises
• Robbery or safe burglary of other property
• Coverage for property outside the premises

Property Coverage

• Building, Business Personal Property, and Business Income
• Accounts Receivable and Valuable Papers
• Computer Equipment and Contractors’ Equipment
• Inland Marine and Outside Signs
• Basic, Broad, or Special Form coverage
• Replacement Cost or Actual Cash Value options

Underwriting Notes

Colonial General works with a variety of carriers to offer tailored solutions. Some markets are admitted, while others operate on a non-admitted basis, depending on the state and risk characteristics. This program is built for flexibility, accommodating a wide range of risk sizes and profiles.

Territories and Availability

This program is available in the following states:

• Arizona (AZ)
• California (CA)
• Colorado (CO)
• Idaho (ID)
• Nevada (NV)
• New Mexico (NM)
• Utah (UT)
• Wyoming (WY)

Why Work With Colonial General Insurance Agency, Inc.?

As a trusted Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep expertise in niche commercial programs. Agents and brokers benefit from responsive service, access to multiple carrier options, and tailored underwriting for renewable energy risks. With flexible coverage structures and expansive state availability, Colonial General is a reliable partner for placing solar and wind energy accounts.

Frequently Asked Questions

Need help placing an account? Connect with a market specialist.