Colonial General Insurance Agency, Inc.
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Colonial General Insurance Agency, Inc.
Contact Us
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Pest Control Services Insurance

Policy Highlights for Pest Control Services Insurance:
 
If you're an agent or broker looking to place pest control insurance, Colonial General Insurance Agency, Inc. offers a flexible and comprehensive solution. This program provides Property and Liability coverage on a mono-line or package basis, specifically designed for pest control service providers. Eligible operations include the detection and treatment of insect and animal infestations—such as rodents, birds, bats, and raccoons—as well as the placement and removal of radon test canisters and herbicide application.

Ideal Accounts and Appetite

This program is a great fit for pest control contractors and exterminators who provide residential or commercial services. Accounts performing fumigation, wildlife removal, or pest-related inspections are also eligible. Whether your client operates a small regional business or a larger multi-crew operation, Colonial General can help you place the right coverage.

Coverage Highlights and Advantages

Commercial General Liability Coverage:

  • Primary limits up to $3,000,000 Occurrence / Aggregate
  • Additional Interests: $100 each
  • Blanket Additional Insured option: $250
  • Excess/Umbrella limits up to $25,000,000

Included Coverages:

  • $5,000 Medical Payments Coverage
  • Pesticide/Herbicide Applicator Coverage – Policy limits
  • Wood Destroying Organism Inspection – $25,000 per occurrence / $100,000 aggregate (higher limits available)
  • In-Transit Pollution – $25,000 per occurrence / $100,000 aggregate
  • Property Damage Extension (Care, Custody, Control) – Up to $200,000 per occurrence / $300,000 aggregate
  • Lost Key Coverage – $25,000 limit
  • No deductible required
Also includes a Loss Prevention Brochure to help insureds reduce risk.

Property Coverage Options:

  • Accounts Receivable
  • Basic, Broad or Special Form options
  • Building and Contents
  • Business Income
  • Computer and Contractor’s Equipment
  • Equipment Breakdown
  • Outside Signs
  • Replacement Cost or Actual Cash Value
  • Valuable Papers

Crime Coverage Available:

  • Inside the Premises – Theft of Money and Securities
  • Inside the Premises – Robbery or Safe Burglary of Other Property
  • Outside the Premises

Underwriting Notes

Colonial General works with a range of carriers (varies by risk) and offers both admitted and non-admitted options depending on the state and submission. No stated deductible and competitive pricing options make this an appealing solution for many pest control businesses.

Territories and Availability

This program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Contact Colonial General for specific market availability within these states.

Why Work With Colonial General?

As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep expertise in niche commercial risks. Their pest control program is tailored to meet the unique exposures faced by service providers in this industry. With a range of coverages, flexible limits, and dedicated underwriting support, they are a strong partner for agents and brokers placing specialized business.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for pest control operators handling insect or animal infestations, radon testing, and herbicide application in residential or commercial settings.

Is coverage available for wildlife control or fumigation services?

Yes, accounts involved in wildlife removal or fumigation can be eligible, subject to underwriting review.

Are higher limits available for inspection or pollution coverage?

Yes, increased limits for Wood Destroying Organism inspections and In-Transit Pollution coverage are available upon request.

Can I package Property and Liability together?

Yes, Colonial General offers both mono-line and package options to meet your client's needs.

Which states is this program available in?

The program is currently offered in AZ, CA, CO, ID, NV, NM, UT, and WY.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency and Excess & Surplus Lines Broker
  • Admitted:
    Some Available Markets
  • Carriers:
  • Carrier Ratings:
    A.M. Best A+ Rated
  • Commission:
    Varies
  • Min Premium:
    -

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LOCATION

8475 E. Hartford Drive, 100
Scottsdale, AZ 85255
855-980-7480

APPLICATIONS

AGENCY LICENSING

If you would like to become contracted with Colonial General, please fill out the agency agreement below and provide a copy of your license and E&O declaration page.

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Colonial General Insurance Agency, Inc. has other insurance programs like Accountants Professional Insurance.