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Personal Trainer Insurance

Personal Trainer Insurance
Policy Highlights:
 
Property and Liability Coverage available on mono-line or package basis for health and exercise clubs including: exercise equipment clubs, aerobic studios, weight lifting gyms, personal trainers, masseuses/massage parlors, dance studios, and physical therapists. Childcare for club members while on premises is included.

Commercial General Liability Coverage available for personal trainers:

• Primary Limits up to $3,000,000 Occurrence and Aggregate

• Liquor Liability

• Hired and Non-owned Auto

• Excess or Umbrella Limits up to $25,000,000

• Included Coverages:

- Medical Payments Coverage—$5,000 Limit

- Blanket Additional Insured Endorsement

- Club Members as additional insureds

- Errors and Omissions Coverage Part—Policy Limits

- Sexual and Physical Abuse Coverage—$25,000 per claim and $50,000 Aggregate (Higher optional limits available)

- No deductible required

- Loss Prevention Brochure available 

Property Coverage available:

• Accounts Receivable

• Basic, Broad or Special Form

• Building

• Business Income

• Computer Equipment

• Contents

• Equipment Breakdown

• Food Spoilage

• Inland Marine

• Outside Signs

• Replacement Cost or ACV

• Valuable Papers

Crime Coverage available:

• Inside the Premises— Theft of Money and Securities

• Inside the Premises— Robbery or Safe Burglary of Other Property

• Outside the Premises

States AvailableAZ, CA, CO, ID, NV, NM, UT, WY
Provider TypeManaging General Agency and Excess & Surplus Lines Broker
AdmittedSome Available Markets
CarriersVaries
Carrier RatingsA.M. Best A+ Rated
CommissionVaries
Min Premium



Coverages

Athletic Instructors/Personal Trainers Errors and Omissions Insurance
Personal Trainer Insurance
Personal Trainers Professional Liability Insurance


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