Policy Highlights:
Property and Liability Coverages available on mono-line or package basis for landscape contractors providing lawn care, sprinkler maintenance and installation, and incidental tree trimming services (less than 15% of total sales) as their primary operations. Not intended for landscape architects who do not perform the work, or subcontract all of the work.
Commercial General Liability Coverage available:
• Primary Limits up to $3,000,000 Occurrence/Aggregate
• Blanket Additional Insured Endorsement available
• Excess or Umbrella Limits up to $25,000,000
• Errors & Omissions Coverage Part—Policy Limits
• Included Coverages:
- Medical Payments—$5,000 Limit
- Pesticide/Herbicide Applicator Coverage—Policy Limits
- In-Transit Pollution Coverage— $25,000 Occurrence/$100,000 Aggregate
- Lost Key Coverage—$25,000 Limit
- Property Damage Extension (Care, Custody, Control)—$5,000 Occurrence/$25,000 Aggregate is included; higher limits are available
- $500 minimum deductible required
- Loss Prevention Brochure available
Property Coverage available:
• Accounts Receivable
• Basic, Broad or Special Form
• Building
• Business Income
• Business Personal Property
• Computer Equipment
• Contractors’ Equipment
• Equipment Breakdown
• Outside Signs
• Replacement Cost or ACV
• Valuable Papers
Crime Coverage available:
• Inside the Premises—Theft of Money and Securities
• Inside the Premises—Robbery or Safe Burglary of Other Property
• Outside the Premises