Policy Highlights:
Property and Liability Coverages available on a mono-line or package basis for bar exposures and restaurants with alcohol sales that are 30% or more of the total gross sales.
Property Coverage available:
• Accounts Receivable
• Basic, Broad or Special Form
• Building
• Business Income
• Computer Equipment
• Contents
• Equipment Breakdown
• Food Spoilage
• Outside Signs
• Replacement Cost or ACV
• Valuable Papers
Commercial General Liability Coverage available:
• Primary Limits up to $3,000,000 Occurrence/Aggregate
• Liquor Liability Coverage
• Excess or Umbrella Limits up to $25,000,000
• Included Coverages:
• Assault and/or Battery Limited Liability Coverage Form (per event)—$25,000/$50,000 Limits
• Medical Payments Coverage—$5,000 Limit
• Additional Interests
• No deductible required
Crime Coverage available:
• Inside the Premises—Theft of Money and Securities
• Inside the Premises—Robbery or Safe Burglary of Other Property
• Outside the Premises