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Colonial General Insurance Agency, Inc.
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Colonial General Insurance Agency, Inc.
Contact Us
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Alarm Installation Insurance

Policy Highlights:

Colonial General Insurance Agency, Inc. offers a specialized Alarm Installation Insurance program tailored for contractors involved in the installation, service, and/or monitoring of burglar, fire, and other alarm systems. This comprehensive program also extends to intercom systems, access control systems, and closed-circuit television (CCTV) services. Available as either mono-line or packaged coverage, this program is designed to meet the unique risks and regulatory needs of alarm service professionals.

Ideal Accounts and Appetite

If you’re working with contractors who design, install, or maintain commercial or residential alarm systems, this program is a great fit. Eligible accounts may include businesses involved in:
  • Burglar and fire alarm installation and maintenance
  • Monitoring services
  • Access control and intercom system setup
  • CCTV and video surveillance systems
You might have a client who installs integrated fire and security systems in office buildings or one that provides 24/7 monitoring services for residential properties—both are ideal candidates for this program.

Coverage Highlights and Advantages

Commercial General Liability Coverage:
  • Primary limits up to $3 million occurrence/aggregate
  • Electronic Data Liability
  • Errors & Omissions Coverage Part—Policy Limits
  • Excess or Umbrella limits available up to $25 million
Included Coverages:
  • Blanket Additional Insured Endorsement
  • Medical Payments—$5,000 Limit
  • Lost Key Coverage—$25,000 Limit
  • Property Damage Extension (Care, Custody, and Control)—Up to $200,000 per occurrence / $300,000 aggregate
  • No deductible required
Property Coverage:
  • Accounts Receivable
  • Basic, Broad, or Special Form options
  • Building and Business Personal Property
  • Business Income and Equipment Breakdown
  • Computer Equipment, Inland Marine, and Outside Signs
  • Replacement Cost or Actual Cash Value
  • Valuable Papers
Crime Coverage:
  • Inside the Premises—Theft of Money and Securities
  • Robbery or Safe Burglary of Other Property
  • Outside the Premises

Underwriting Notes and Markets

Colonial General works with a variety of carriers, allowing for flexibility in risk placement across admitted and non-admitted markets. While some admitted options are available, the program also accesses excess & surplus lines where needed. Underwriting is handled by experts familiar with the exposures associated with alarm installation and monitoring businesses.

Territories and Availability

This program is currently available in the following states:
AZ, CA, CO, ID, NV, NM, UT, WY
If you operate in these states, Colonial General can help you place competitive and comprehensive alarm-related accounts.

Why Work With Colonial General?

Colonial General Insurance Agency, Inc. is a Managing General Agency and Excess & Surplus Lines Broker with deep experience in niche commercial risks. Their dedicated underwriting team offers responsive service and tailored solutions for agents seeking reliable coverage for their clients in the alarm installation industry. With access to multiple markets and flexible policy structures, Colonial General is a valuable partner for placing these specialized risks.

Frequently Asked Questions

What types of accounts are a good fit for this program?

Ideal accounts include contractors who install, monitor, or maintain burglar alarms, fire alarms, CCTV, intercoms, and access control systems.

Is Errors & Omissions coverage included?

Yes, Errors & Omissions (E&O) coverage is included within the policy limits, providing added protection for professional services.

Are there deductible requirements?

No, this program does not require a deductible, which helps reduce upfront costs for your clients.

Can I write both liability and property coverage through this program?

Yes, both General Liability and Property coverages are available on a mono-line or package basis, depending on your client’s needs.

What states is this program available in?

This program is offered in AZ, CA, CO, ID, NV, NM, UT, and WY.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency and Excess & Surplus Lines Broker
  • Admitted:
    Some Available Markets
  • Carriers:
  • Carrier Ratings:
    A.M. Best A+ Rated
  • Commission:
    Varies
  • Min Premium:
    -

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CONTACT INFORMATION

LOCATION

8475 E. Hartford Drive, 100
Scottsdale, AZ 85255
855-980-7480
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APPLICATIONS

AGENCY LICENSING

If you would like to become contracted with Colonial General, please fill out the agency agreement below and provide a copy of your license and E&O declaration page.

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Colonial General Insurance Agency, Inc. has other insurance programs like Accountants Professional Insurance.