Short Term Medical
Underwritten by Starr Indemnity & Liability Company
Circumstances in life may have caused you to lose your health insurance. Unexpected illnesses and accidents happen every day, so don’t put your financial future at risk if you can purchase short term medical insurance, until permanent insurance is available for you.
That’s why Med Plus STM is the solution for you. Med Plus STM pays benefits like a major medical insurance plan, but for a pre-determined length of coverage, up to a Lifetime Maximum of $2,000,000 per Covered Person. You can select from a wide range of deductible and coinsurance options to tailor a plan to fit your lifestyle needs and budget!
Med Plus STM is underwritten by Starr Indemnity & Liability Company, an admitted insurer rated “A” (Excellent) by A.M. Best Company. A.M. Best ratings range from D to A++.
Health Insurance Innovation’s Med Plus STM is the affordable solution right for you. It pays benefits like a major medical insurance plan, but for a pre determined length of time, and pays benefits up to a $2,000,000 Lifetime Maximum per Covered Person. You can select from a wide range of deductible and coinsurance options to tailor a plan to fit your lifestyle needs and budget!
NEW Med Plus STM is ideal for those who are:
~ Between jobs or laid off
~ Waiting for employer benefits
~ Part-time or Temporary employees
~ Recently graduated
~ Without adequate health insurance
Exclusive features include:
~ Up to $2,000,000 Lifetime Maximum per Covered Person
~ Choice of Coverage Periods of up to 6 or 12 months (12 month option is not available in all states)
~ Doctors Office and Urgent Care Center Visits - $50 Co-pay (Maximum of 3 per Covered Persons)
~ Choice of deductibles - $250, $500, $1,000, $2,500, $5,000, $7,500 or $10,000
~ Coinsurance options of 80% or 50% up to either $5,000 or $10,000
~ Freedom to choose any doctor or hospital
~ Child Only Coverage available - minimum age two years old
~ Foreign Travel (medical care while in a foreign country) covered up to $25,000 (After a $250 benefit deductible)
~ Choose to pay premiums two convenient ways, in a single upfront payment for 30 to 180 days, or pay by convenient monthly
installments