Life Insurance Services
The Life Department at UMS offers agents a proactive approach to getting cases issued.
•UMS orders and tracks medical records (Attending Physician Statements) - for most carriers
•Detailed scrubbing of applications prevent delays at Home Office
•Consistant status updates on pending cases
•Assistance with in-force life cases
•Unique "shopping" of impaired risk cases
•Individual attention and customized case design
Products
At UMS, our goal is to give agents a level of expertise and service they cannot get elsewhere. We assist agents with life insurance from a complete list of 23+ life insurance carriers.
Our service and assistance includes, but is not limited to:
•A One-Stop Resource for:
•Universal Life
•Whole Life
•Survivorship
•Indexed Universal Life
•Impaired Risk
•Final Expense
•Linked Benefits
•Term Insurance (including Return of Premium)
•Advanced Underwriting
•Wealth Transfer
•Estate Planning
•Packaging Products to suit the needs of clients (i.e.-Life w/LTC riders, Life w/Disability)
•Assistance selecting the right products to fit clent needs |
| States Available | AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY |
| Provider Type | General Agency |
| Carriers | Varies |
| Carrier Ratings | Varies |
| Commission | Varies |
| Min Premium | Varies |