NCISS Private Investigator Insurance Plan

The NCISS PI Insurance Plan is an insurance program specially designed to insure the unique liability exposures of small- to medium-sized private investigation agencies throughout the U.S. It combines broad coverage occurrence coverage with low cost, to provide investigative agencies with the best General/Professional Liability Policy on the market today. This insurance plan is only available to members of the National Council of Investigation and Security Services, Inc (NCISS) and is administered by Brownyard Programs, Ltd.

NCISS is the largest guard & investigator association in the U.S. with over 1500 members. Because of the sponsorship of NCISS and the strong participation in the insurance program by the membership, we have been able to offer an insurance policy which is far superior in cost and coverage to all competitors. And the program is underwritten by one of the finest specialty insurance companies in the country.

Coverage

• Occurrence Form
• General Liability - Basic premises/operations coverage
• Professional Liability - Errors & Omissions coverage including financial loss
• Assault & Battery
• Vicarious Liability - for all intentional/criminal acts of employees for which the insured is held legally liable
• Personal Injury - False arrest, libel & slander, invasion of privacy
• Contractual Liability - Coverage for liability assumed under contract
• Additional Insured - Coverage available at an additional charge
• Independent Contractors

Limits

 

$1,000,000 per occurrence & $2,000,000 aggregate

Deductible

$2,500 per claim

Insurance Company

Lexington Insurance Company, which is rated A ("Excellent") Class XV ("$2 Billion or greater") by A.M. Best Company, Inc.

Eligibility

The NCISS PI Insurance Plan is only available to current members of NCISS with up to 10 investigators.