GroundCover™ from Brownyard Group is a new insurance program designed just for Landscape Contractors, including Landscape Gardeners and Lawn Care Service Providers. Based on our extensive experience insuring landscapers as an exposure within our market-leading PCOpro pest control program, we created GroundCover to serve the specialized liability and property insurance needs of landscape professionals.

Program Features:

• Commercial General Liability
• Commercial Property & Inland Marine Coverage
• Written through Western World Insurance Group, rated "A+" by A.M. Best
• Available on a non-admitted basis in all states*
• Expert claims handling

*Admitted in NH

Coverage Highlights:

• Care, Custody & Control Coverage
• Professional Liability Coverage
• Pesticide or Herbicide Applicator Coverage
• Incidental exposure coverage for Pest Control, Carpentry, Fence Contractors, Masonry, Tree Pruning, etc.
• Blanket Additional Coverage
• Lost Key Coverage
• Minimum premiums:
  • $750 for limits of $300,000/$600,000
  • $1,000 for limits of $500,000/$1 million
  • $1,250 for limits of $1 million/$2 million