Health Solutions - High Deductible Health Plans

Our High Deductible Health Plan (HDHP) can be enjoyed alone or it can be paired with a Health Savings Account for significant tax savings. HDHP members can use any bank to open a Health Savings Account and can take advantage of tax benefits, ease of payment, and online account administration.

Product Highlights:

• HSA-compatible High Deductible Health Plans available
• Preventive care services covered at 100%
• Members can use any HSA bank*
• Embedded and aggregate family deductible options available
• Caremark Discount Only Card

*Employer groups and members can open an HSA with any bank.  If your client does not have an HSA provider, your BEST Life Sales Representative or General Agent can recommend one.

Prescription Coverage
Members on our High Deductible Health Plan will receive a Caremark Discount Only Card.  Benefits include the option to refill prescriptions by mail and to receive discounted prices from a Caremark pharmacy.  There are no co-pays, and costs for prescriptions are applied to the High Deductible Health Plan’s deductible and then to the coinsurance.