Workers' Compensation Insurance — Axiom Insurance Managers Agency, LLC
Axiom Insurance Managers Agency, LLC offers a streamlined Workers' Compensation Insurance program built for independent agents and brokers who need fast, reliable placement for low- to medium-hazard employers. Our highly automated, web-based policy processing system supports simplified submissions, rapid quoting, application tracking, real-time document retrieval, and enhanced client loss analysis — helping you move accounts quickly and keep insureds informed.
Eligible accounts and target classes
This program is designed for low- to medium-hazard groups, including but not limited to:
- Adult Clubs (dancers excluded)
- Artisan contractors
- Hospitality
- Food services
- Automotive
- Educational services
- Finance & insurance
- Information
- Manufacturing
- Professional services
- Health care services
- Retail
- Wholesale
Classes we typically decline
Not a fit for this program:
- General contractors and heavy construction
- Construction over two stories
- Exterior painting contractors and exterior window washers
- Long-haul trucking
- Security guard firms
- Garbage haulers
- Farm classes
- Gas or oil dealers
Coverage highlights and program advantages
- Fast quoting through an automated, web-based submission and tracking platform.
- Real-time retrieval of underwriting documents and loss history to speed decisioning.
- Enhanced client loss analysis to support pricing conversations and risk management recommendations.
- Access to multiple carrier markets through Axiom’s program administration (carriers vary by account).
- Designed for agents who want predictable workflows and transparent application status.
Underwriting notes & submission requirements
To place business with Axiom's Workers' Compensation program, provide the following:
- Signed ACORD Workers Compensation application (ACORD 130) and any applicable supplemental forms
- Five years of currently valued loss runs
- Current experience modification worksheet
- Suggested target pricing or expiring premium
Minimum premium: $2,500 standard. For adult entertainment accounts (where eligible), minimum premium is $5,000. Final premiums are subject to carrier underwriting and state rules.
Territories and availability
The program is available for placement in the following states (subject to carrier approvals and state-specific eligibility): AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, MT, NE, NV, NJ, NM, NY, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY.
Why place Workers' Compensation with Axiom
Axiom combines program administration expertise with an efficient digital platform to help you place eligible small- and mid-market workers’ comp accounts faster. If you need access to multiple markets, clearer loss analytics, and quicker turnaround on submissions, this program is built to support your pipeline without adding administrative friction.
Example account scenarios
- You have a small restaurant group with three locations, stable payroll, and five years of loss runs — this program can provide competitive quotes and fast turnaround.
- A regional machinist shop with moderate payroll and a current E-mod below 1.2 — suitable for the manufacturing appetite in this program.
For best results, attach complete loss runs and the current experience modification worksheet with your submission. Axiom underwriters review submissions quickly when documentation is complete.