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TCB Insurance Programs, LLC
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Nightclubs Insurance
With over 25 years of experience in the hospitality business Axiom's capabilities cover the spectrum from nightclubs with full entertainment to the gentlemen’s club. We tailor your clients' Nightclubs Insurance needs to the unique operations and exposures of each risk resulting in a customized insurance program.
Eligible Exposures:
•Adult Entertainment, including clubs, and "go-go" dancing
•Adult Bookstores
•Cabarets
•Comedy clubs
•Dance venues
•Jazz Clubs
•Nightclubs/Lounges
•Upscale gentleman’s clubs
Some Ineligible Exposures:
•Dancing on Bars, Speakers or any other Raised Platforms
•Interactive Amusement Devices
•Allowing Pyrotechnics
•Allowing Stunt Activities
•Liquor Manufacturing
Coverage and Limits Available (Maximum Limits)
General Liability
$1,000,000 CSL Each Occurrence
$2,000,000 CSL General Aggregate (per location aggregate available upon request for an additional fee)
$1,000,000 CSL Products Completed Operations
$1,000,000 CSL Hired & Non-Owned Automobile Liability
Excluded Medical Expenses
$500,000 CSL Damages To Premises Rented To You
Liquor Liability (Package or Mono-Line)
$1,000,000 Each Common Cause
$2,000,000 Aggregate
Umbrella / Excess: Limits up to $10 Million
Submission Requirements:
Signed ACORDs
Expiring Term and Prior Three Years Currently Valued Loss Runs
Supplemental application either Axiom’s or another carrier’s
Target pricing or expiring premium
Miscellaneous:
Minimum Revenue: $250,000
Minimum Deductible: $5,000 ($10,000 available for additional credits)
Incidental exposures related to the Nightclubs Insurance risks listed above such as habitational, hospitality, gaming, or retail exposures are also eligible.
Direct Bill & Financing Available
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| States Available | AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, UT, VT, VA, WA, DC, WV, WI, WY |
| Provider Type | Program Administrator |
| Admitted | No States |
| Carriers | Varies |
| Carrier Ratings | Insurance carriers rated "A" or higher by A.M. Best |
| Commission | Varies |
| Min Premium | $10,000 |
Coverages
Adult Entertainment Club Liqour Liability Insurance
Bars and Lounges Insurance
Bars and Night Clubs Insurance
Bars and Night Clubs Workers Compensation Insurance
Bars, Restaurants and Taverns Liquor Liability Insurance
Night Clubs Liquor Liability Insurance
Restaurants, Bars, Taverns and Nightclubs Insurance
Taverns Liquor Liability Insurance
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