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TCB Insurance Programs, LLC
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Bar and Tavern Insurance
At Axiom Insurance Managers our expertise covers many risks, from the neighborhood tavern to the gentlemen’s club. We tailor our Bar and Tavern Insurance to the unique operations, exposures and state requirements of each risk, resulting in a customized insurance program that will fit your clients’ needs.
Eligible Exposures:
•Adult Entertainment, including clubs and “go-go” dancing
•Adult bookstores
•Bars
•Brew pubs
•Cabarets
•Clubs
•Cognac bars
•Comedy clubs
•Convenience stores selling alcoholic beverages
•Country clubs
•Dance venues
•Fraternal organizations
•Grocery stores selling alcoholic beverages
•Jazz clubs
•Liquor stores
•Martini bars
•Microbreweries
•Nightclubs/Lounges
•Package store
•Upscale (primarily high valued liquor) bars
•Upscale gentleman’s clubs
•Western themed clubs
•Wholesale distributor
•Wine bars
•Wineries
Ineligible Exposures:
•Arenas and Stadium Owners
•Auditoriums and Fairgrounds
•College fraternities or sororities
•Contact sports fields on premises
•Dancing on bars, speakers or any other raised platforms
•Interactive amusement devices
•Allowing pyrotechnics
•Allowing stunt activities
•Liquor Manufacturing
Optional Coverages Available:
Property (subject to Coastal Wind Exclusions) Business Income (subject to Coastal Wind Exclusions) Food and Beverage Spoilage Assault and Battery options:
•Excluded
•Silent
•Sub limit
•Full A&B up to GL limit
Defense outside the Limit of Liability Combined Single Limit Hired and Non-Owned Auto Liability Valet Additional Insureds Equipment Breakdown Employers Practices Liability
Submission Requirements
Signed ACORDs Expiring Term and Prior Three Years Currently Valued Loss Runs Supplemental application either Axiom’s or another carrier’s Target pricing or expiring premium.
Call Axiom today for all of your Bar and Tavern Insurance risks!
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| States Available | AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY |
| Provider Type | Program Administrator |
| Admitted | No States |
| Carriers | Various |
| Carrier Ratings | Insurance carriers rated "A" or higher by A.M. Best |
| Commission | Various |
| Min Premium | $2,500 |
Coverages
Bar and Restaurant Program Insurance Bars Insurance Bars and Lounges Insurance Bars and Night Clubs Insurance Bars and Restaurants Insurance Bars and Taverns Insurance Bars, Restaurants and Taverns Insurance Bars, Restaurants and Taverns CGL Insurance Bars, Restaurants and Taverns Liquor Liability Insurance Liquor Legal Liability Insurance Liquor Liability Insurance Night Clubs Liquor Liability Insurance Sports Bars Insurance Taverns Insurance Taverns Liquor Liability Insurance
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