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Bar and Tavern Insurance

Bar and Tavern Insurance
 
At Axiom Insurance Managers our expertise covers many risks, from the neighborhood tavern to the gentlemen’s club. We tailor our Bar and Tavern Insurance to the unique operations, exposures and state requirements of each risk, resulting in a customized insurance program that will fit your clients’ needs.


Eligible Exposures:

•Adult Entertainment, including clubs and “go-go” dancing
•Adult bookstores
•Bars
•Brew pubs
•Cabarets
•Clubs
•Cognac bars
•Comedy clubs
•Convenience stores selling alcoholic beverages
•Country clubs
•Dance venues
•Fraternal organizations
•Grocery stores selling alcoholic beverages
•Jazz clubs
•Liquor stores
•Martini bars
•Microbreweries
•Nightclubs/Lounges
•Package store
•Upscale (primarily high valued liquor) bars
•Upscale gentleman’s clubs
•Western themed clubs
•Wholesale distributor
•Wine bars
•Wineries

Ineligible Exposures:

•Arenas and Stadium Owners
•Auditoriums and Fairgrounds
•College fraternities or sororities
•Contact sports fields on premises
•Dancing on bars, speakers or any other raised platforms
•Interactive amusement devices
•Allowing pyrotechnics
•Allowing stunt activities
•Liquor Manufacturing

Optional Coverages Available:

Property (subject to Coastal Wind Exclusions) Business Income (subject to Coastal Wind Exclusions) Food and Beverage Spoilage Assault and Battery options:
•Excluded
•Silent
•Sub limit
•Full A&B up to GL limit
Defense outside the Limit of Liability Combined Single Limit Hired and Non-Owned Auto Liability Valet Additional Insureds Equipment Breakdown Employers Practices Liability


Submission Requirements

Signed ACORDs Expiring Term and Prior Three Years Currently Valued Loss Runs Supplemental application either Axiom’s or another carrier’s Target pricing or expiring premium.
 
Call Axiom today for all of your Bar and Tavern Insurance risks!
States AvailableAL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY
Provider TypeProgram Administrator
AdmittedNo States
CarriersVarious
Carrier RatingsInsurance carriers rated "A" or higher by A.M. Best
CommissionVarious
Min Premium$2,500



Coverages

Bar and Restaurant Program Insurance
Bars Insurance
Bars and Lounges Insurance
Bars and Night Clubs Insurance
Bars and Restaurants Insurance
Bars and Taverns Insurance
Bars, Restaurants and Taverns Insurance
Bars, Restaurants and Taverns CGL Insurance
Bars, Restaurants and Taverns Liquor Liability Insurance
Liquor Legal Liability Insurance
Liquor Liability Insurance
Night Clubs Liquor Liability Insurance
Sports Bars Insurance
Taverns Insurance
Taverns Liquor Liability Insurance


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