As an independent agent or broker, you need access to specialized markets that can handle complex professional liability exposures. Atlantic Specialty Lines, Inc. offers a flexible and comprehensive Professional Lines Insurance program designed to help you place a wide range of professional liability risks across multiple industries and specialties.
Overview of the Program From Atlantic Specialty Lines, Inc.
With access to multiple markets and a focus on excess and surplus lines, Atlantic Specialty Lines, Inc. is well-positioned to help you place difficult or non-standard professional liability risks. Whether your client is a startup tech firm, an established architectural firm, or a small legal practice, this program offers tailored solutions for a broad spectrum of professional exposures.
Ideal Accounts and Appetite
This program targets a diverse set of industries and professional classes, including but not limited to:
- Architects & Engineers (A&E)
- Real Estate Professionals
- Lawyers and Legal Practices
- Environmental Consultants and Contractors
- Medical Professionals and Allied Health Providers
- Technology Firms and Miscellaneous E&O Risks
- Executive Liability for Directors & Officers
- Employment Practices Liability (EPL)
- Miscellaneous Professional Services
If you have a client such as a small law firm requiring malpractice coverage, or a healthcare staffing agency needing medical professional liability in multiple states, this program can likely accommodate them.
Coverage Highlights and Advantages
Atlantic Specialty Lines, Inc. can help you secure coverage that includes:
- Professional Liability tailored to the insured’s specific industry
- Claims-made and occurrence forms (varies by class and carrier)
- Options for defense outside limits when available
- Flexible policy structures for multi-state operations
- Access to both admitted and non-admitted markets
The program is designed to meet the needs of both common and niche professional classes. Whether you're working with a new venture or an established firm, there’s flexibility to craft the right solution.
Underwriting Notes and Minimum Premiums
Minimum premiums vary based on class of business, size, and risk factors. Atlantic Specialty Lines works closely with agents to assess accounts and identify appropriate market placement quickly and efficiently. Submissions with complete applications, loss runs, and detailed operations descriptions are more likely to receive favorable terms.
Territories and Availability
This Professional Lines Insurance program is available in the following states:
Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Vermont, Virginia, and Washington, D.C.
Coverage is placed on an excess and surplus lines basis, with access to both admitted and non-admitted markets depending on the risk and jurisdiction.
Why Work With Atlantic Specialty Lines, Inc.?
As an experienced excess and surplus lines broker, Atlantic Specialty Lines, Inc. brings deep market knowledge and responsive service to every submission. Their wide market access, flexible appetite, and understanding of professional liability exposures make them a valuable partner for agents needing to place specialized or hard-to-place risks.
Whether you’re placing a single policy or managing a portfolio of professional clients, Atlantic Specialty Lines, Inc. can help you deliver competitive, tailored solutions that meet your clients' needs.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for professional service providers such as architects, engineers, real estate agents, lawyers, medical professionals, tech companies, and consultants needing E&O or professional liability coverage.
Can I submit new ventures or startups?
Yes, new ventures are considered across many classes as long as the submission includes sufficient operational details and professional experience.
Are both admitted and non-admitted options available?
Yes, Atlantic Specialty Lines has access to multiple markets and can offer both admitted and non-admitted coverage depending on the risk and state.
What information is needed to get a quote?
Complete applications, current loss runs (if applicable), and a clear description of operations are typically required for a quote.
Is this program available in my state?
This program is available in over 20 states including FL, NY, TX, CA, and more. Please check the full list or contact Atlantic Specialty Lines for state-specific availability.
Need help placing an account? Connect with a market specialist.