Auto Transportation Insurance

ASL’s program is tailored for a broad mix of commercial auto and transportation classes. Typical accounts include:

• Dump truck operators
• For-hire trucking companies
• Garbage and refuse collection vehicles
• Moving van services
• Non-emergency medical transportation providers
• Public livery operations
• Farm and agricultural vehicles
• Cement and logging trucks

Additionally, ASL has appetite for artisan contractors and haulers, making the program a useful option for agents with mixed commercial auto books or specialty hauling needs.

ASL writes coverages on a package or monoline basis and can tailor terms to the operation and vehicle mix. Key coverages include:

• Primary Liability – Limits up to $1,000,000; operating radius options including local, intermediate and higher-mileage programs (radius options up to 500 miles where appropriate)
• Physical Damage – Flexible physical damage terms to fit trucks, tractors, trailers and specialty equipment
• Cargo – Coverage for loss or damage to transported goods for applicable classes
• Excess Liability – Layering options for accounts that need higher limits
• Radius Flexibility – Local, intermediate and unlimited options to match client operations

These coverages help insureds manage liability exposure, protect rolling stock after a loss, and address cargo exposures that impact revenue and operations.

Underwriting evaluates each submission on its own merits, with attention to driving history, fleet composition, vehicle age, cargo type, and operating radius. ASL can consider more challenging risks, but complete submissions with loss runs, MVRs, vehicle schedules, and operation details will speed turnaround. Minimum premiums vary by class, coverages selected, and operating radius; discuss specifics with the underwriting team when submitting.

This Auto Transportation program is available in the following states: CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, and DC. Coverage is placed through United States Liability and may be written on an excess & surplus lines basis where appropriate.

ASL is an experienced excess & surplus lines broker with deep transportation market access and a hands-on underwriting approach. Agents benefit from quick, practical underwriting responses, flexible coverage options, and the ability to handle both routine and complex auto transportation risks. The market is well-suited for brokers who need solutions for mixed fleets, specialty hauling, or accounts that require tailored radius and cargo terms.

Example scenarios that fit the program:

• You have a regional moving company with a mix of tractors and straight trucks that needs primary liability, physical damage, and cargo coverage with an intermediate operating radius.
• You represent a small fleet of dump trucks and cement haulers with challenging loss history that require excess liability layers and bespoke physical damage terms.

For agents looking to place transportation risks across the eastern U.S., ASL is a practical partner for obtaining competitive terms and handling non-standard exposures.