Ideal Accounts and Appetite
Our program is built to accommodate a broad spectrum of special events, including but not limited to:
- Weddings and receptions
- Corporate meetings and trade shows
- Charity fundraisers and galas
- Festivals, fairs, and parades
- Private parties and social gatherings
Events of varying sizes and durations can be considered, including single-day or multi-day functions. Liquor Liability is available for events where alcohol is served, whether hosted or BYOB. We also offer options for events requiring setup and teardown days, as well as those with rain dates.
Coverage Highlights and Advantages
- Coverage for rain date rescheduling
- Set-up and take-down day coverage
- Defense costs outside the policy limits
- Automatic insured status for volunteers, temporary/leased workers, and committee members
- Property damage coverage for rented premises
- Food and beverage product liability coverage
These features are designed to give your clients peace of mind and comprehensive protection from a variety of event-related risks.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the type, size, and complexity of the event. Underwriting will assess factors such as attendance, location, type of activities planned, and whether alcohol will be served. Our team is available to help you navigate the submission process and determine eligibility for your specific risks.
Territories and Availability
This program is available in the following states: CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, and DC. We operate on a non-admitted basis through multiple excess and surplus lines carriers, giving us the flexibility to write unique or complex event accounts that may not fit standard markets.
Why Work With Atlantic Specialty Lines, Inc.?
As an experienced Excess & Surplus Lines Broker, Atlantic Specialty Lines, Inc. delivers responsive service, competitive access to diverse markets, and a deep understanding of event-based exposures. We pride ourselves on fast turnaround times and strong relationships with our agency partners. When you trust us with your special events business, you gain a reliable partner committed to helping you find the right solution for each client.
Frequently Asked Questions
What types of events are eligible for this program?
We can place coverage for a wide variety of events, including weddings, trade shows, corporate parties, fundraisers, festivals, and private gatherings.
Can I get coverage for setup and teardown days?
Yes, coverage for setup and takedown days is available as part of the program and can be included upon request.
Is Liquor Liability available for events where alcohol is served?
Yes, we offer Liquor Liability coverage for events that involve alcohol service, whether hosted or BYOB.
In which states is this program available?
This Special Events Insurance program is available in CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, and DC.
What information is needed to submit an event for a quote?
You'll need details such as event type, location, date(s), estimated attendance, alcohol service plans, and any special activities planned. Our team can guide you through the submission process.
Need help placing an account? Connect with a market specialist.