Overview of the Program From Arlington/Roe
Arlington/Roe brings more than two decades of aviation underwriting experience and market placement capability. We represent over 35 aviation insurance carriers and act as a Managing General Agency and Excess & Surplus Lines broker. Our team focuses exclusively on aviation risks, giving you market access and technical underwriting support whether you are placing a single-aircraft club or a multi-aircraft organization.
Ideal Accounts and Appetite
This program is designed for not-for-profit flying clubs where members share operating costs and access rather than operating for profit. Ideal accounts include:
- Clubs with one or more fixed-wing aircraft or helicopters
- Groups operating piston, turbo-prop, or light jet aircraft
- Clubs organized strictly for shared use—not-for-profit rental or commercial instruction
- Organizations with formal governance and written member agreements
Example: You might have a client who formed a six-member club to operate a Cessna 182 with clear member agreements and documented maintenance and currency rules. That type of account typically fits our appetite.
Coverage Highlights and Advantages
Flying club coverage must clearly define insureds and address co-ownership and shared-use exposures. Our program offers options that you can tailor to each club’s needs:
- Customizable liability limits for members and club operations
- Combined coverage for aircraft hull and member liability
- Optional hull coverage, medical payments, and non-owned aircraft extensions
- Support for a broad range of aircraft types and non-commercial uses
Beyond flying club programs, Arlington/Roe places a wide range of aviation products, including fixed-wing and helicopter hull and liability, airport and FBO exposures, aviation products liability, and aviation workers' compensation.
Underwriting Notes and Minimum Premiums
Underwriting for flying clubs focuses on pilot experience and currency, club governance and member agreements, aircraft maintenance records, and intended use. Minimum premiums vary by carrier and coverages selected. We work with agents to structure submissions that highlight safety protocols, pilot qualification standards, and loss-control measures to secure competitive terms.
Territories and Availability
The Flying Club Insurance program is available nationwide, including all 50 states and the District of Columbia. Whether the club is based in California, Texas, Florida, or elsewhere, we can assist with placement and market access.
Why Work With Arlington/Roe?
As an aviation-focused MGA and E&S broker, Arlington/Roe offers deep underwriting insight, broad carrier access, and responsive service. Our relationships with more than 35 aviation carriers allow us to place a wide range of flying club risks. We provide practical guidance on structuring club agreements and coverages so you can deliver clear solutions to your clients and grow your aviation portfolio with confidence.
Contact our aviation specialists to discuss submissions and next steps for your flying club accounts.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Not-for-profit flying clubs where members share aircraft access and operating costs are the intended account. We can accommodate single- or multi-aircraft clubs using fixed-wing or rotary aircraft as long as the club is not operating for commercial rental or instruction.
Can this program cover clubs that offer flight instruction or rentals?
No. This program is specifically for not-for-profit clubs and excludes organizations that provide aircraft for commercial rental or operate flight instruction for hire.
What types of aircraft are eligible under this program?
We can consider piston, turbo-prop, and light jet aircraft, including both fixed-wing and helicopters, based on the club’s structure, pilot qualifications, and intended use.
In which states is this program available?
The Flying Club Insurance program is available in all 50 states and Washington, DC.
How do underwriting and minimum premiums work?
Underwriting evaluates aircraft type, pilot experience and history, maintenance practices, and club governance. Minimum premiums vary by carrier and coverage selections; we can help you prepare submissions that address key underwriting questions.
Need help placing an account? Connect with a market specialist.