Overview of the Program From Arlington/Roe
Arlington/Roe & Co., Inc. delivers deep aviation underwriting expertise and broad market access for flight school placements. Our dedicated aviation team has worked together for over 20 years and brings a combined 85 years of aviation insurance and risk-management experience. As a Managing General Agency and Excess & Surplus Lines Broker, we represent more than 35 aviation carriers and can access both admitted and non-admitted markets nationwide. Whether you’re an experienced aviation broker or new to the class, Arlington/Roe provides underwriting guidance, market placement support, and a full suite of coverage options for flight schools.
Ideal Accounts and Appetite
We place a wide range of flight school operations, including:
- Programs offering single- and multi-engine fixed-wing instruction
- Helicopter training providers
- Schools with simulator training or advanced instruction
- Operations that provide fueling, aircraft maintenance/repair, or charter on the side
Typical appetite includes regional and municipal flight schools with piston or turbine aircraft, multi-location trainers, and operations that combine instruction with rental. We can place dual-use aircraft (instruction and rental) when they are part of a flight school operation. Accounts with complex or unusual exposures can often be placed through our excess & surplus markets; we work with agents to find the right carrier for each risk.
Coverage Highlights and Advantages
Our flight school program offers flexible coverages designed for the industry’s mixed exposures:
- Hull/property coverage for owned, leased, and rented instructional aircraft
- Liability for bodily injury, property damage, and passenger exposures
- Mechanical breakdown protection and coverage for substitute aircraft
- Hurricane repositioning reimbursement and transit protections
- Options for aviation products liability, ground handling, and refueling operations
We also provide access to aviation workers’ compensation solutions and can coordinate broader aviation packages when required by the account.
Underwriting Notes and Minimum Premiums
Underwriting is risk-specific. Minimum premiums vary by fleet mix, pilot hiring and training practices, geographic exposures, and services offered. Our underwriters evaluate pilot experience, maintenance programs, operations manuals, loss history, and the mix of instruction versus rental or charter activity to structure appropriate coverage. We can write entire aviation accounts—even when flight school operations are not the primary class code—by leveraging admitted and non-admitted markets.
Territories and Availability
This program is available nationwide, including all 50 states and Washington, D.C. We can place business for urban training centers, regional schools, and rural municipal airport-based operations through our broad carrier panel.
Why Work With Arlington/Roe
Arlington/Roe’s aviation team combines deep underwriting experience with extensive market relationships. We provide responsive, placement-focused service and help agents navigate admitted and E&S solutions to secure comprehensive coverage for flight schools. From initial submission to policy issuance, we support agents with underwriting feedback, coverage options, and market access.
Note: Arlington/Roe's Charter Insurance storefront can be accessed through CompleteMarkets by searching for keywords such as charter turbine and jet aircraft, charter air carrier operations, and scheduled air carrier operations.
Frequently Asked Questions
What types of accounts are a good fit for this flight school insurance program?
Ideal accounts include flight schools offering instruction in fixed-wing aircraft or helicopters, with or without simulator training, and those that may also provide fueling, repair, or charter services.
Do you offer coverage for aircraft used in both instruction and rental operations?
Yes. The program can provide coverage for aircraft used in dual roles—training and recreational rental—so long as they are operated as part of a flight school.
Is there a minimum premium requirement for this program?
Minimum premiums vary with the size and complexity of the operation. Our underwriters review each submission and will advise on pricing and any minimums that apply.
Can this program cover flight schools with multiple locations?
Yes. We can accommodate multi-location schools; please include clear location details in the submission so underwriting can assess exposures properly.
Do you work with agents who are new to aviation insurance?
Absolutely. Our aviation team supports both experienced aviation agents and those new to the class, providing guidance on submissions, coverages, and placement options.
Need help placing an account? Connect with a market specialist.