Argo Insurance has provided specially tailored coverage to restaurants for more than 75 years. Our policies are designed to protect against the unique exposures a restaurant faces every day. Our program targets everything from quick-serve to fine dining establishments. Argo Insurance has the endorsement of several state restaurant associations, which provides strong market identity.
Package Policy:
Key Standard Coverages
· Signs and Glass included as a building item (attached, unattached, and off premises)
· Business Income includes 120 Day Extended Period of Indemnity
· Limited Valet
Key Options
· Actual Loss Sustained on Business Income & Extra Expense
- Actual Loss Sustained on Stock Spoilage
- Actual Loss Sustained on Electronic Data Processing (includes Business Income & Extra Expense)
- Building Ordinance & Law
- Utility Services - Direct & Indirect (includes Business Income & Extra Expense)
- Equipment Breakdown
- Water Backup of Sewer & Drains
BOP Policy:
Key Standard Coverages
- Attached Signs/$1,000 Limit Included/Optional Limits Available
- Glass Covered as Building Item
- Business Income - Actual Loss Sustained
- Increased Cost of Construction
Key Options
- Actual Loss Sustained on Stock Spoilage
- Equipment Breakdown
- Building Ordinance & Law
- Water Backup of Sewer & Drains
Optional Coverage Enhancement Endorsement
- Food Contamination Business Interruption
- Delivery Catering Errors & Omissions
- Fair, Exhibitions & Concessions
- Fire Extinguisher Malfunction Business Interruption
- Vendor/Supplier Business Interruption (Contingent BI)
- Unauthorized Use of Telephone Service
- Lock Replacement - Actual Loss Sustained
- Data Processing Equipment & Media - Actual Loss Sustained
- Data Processing Business Income & Extra Expense - Actual Loss Sustained
- Arson Reward
For more information contact:
Business Development
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| States Available | AZ, AR, CO, CT, DE, GA, ID, IL, IN, IA, KS, KY, ME, MD, MA, MN, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WI, WY |
| Provider Type | Managing General Underwriter and Carrier |
| Admitted | Most Available States |
| Carriers | |
| Carrier Ratings | A.M. Best "A" rated carriers or better |
| Commission | Varies by Program |
| Min Premium | |