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TCB Insurance Programs, LLC
Non-Trucking Liability Insurance
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Managed Care Professional Liability
For medical, dental, vision, prescription drugs, and other health-type plans, managed care can be critical to benefit design and overall product success. For a full array of products, our software solutions offer the availability of managed care support for the development of provider networks, fee schedules, discounts, benefit plan provisions, pre-authorization, pre-certifications, and other features.
Administration Capabilities
- Ability to design policies that work in tandem with a designated provider network, or multiple provider networks assigned.
- Flexibility to enroll groups or individuals to a selected provider network or a combination of networks.
- Start and termination dates for eligibility of providers.
- Set-up of requirements for pre-certifications, cost-containment provisions, and other user-defined actions.
- At the insured and dependent levels, the ability to allow selection of primary and secondary providers, and hospital affiliation.
Claims Capabilities
- Claims plans may be designed for standard, dual and triple option schedules with reciprocal benefit provisions.
- Support for both co-insurance and co-pays.
- Automatic adjudication of benefits based on provider relationships.
- Ability to assign provider to multiple networks, and unique payment arrangements or "deals."
- Deals by fee-for-service less discount amount or percent, by scheduled benefit amount for service, by per-diem, and other arrangements.
- Automatic load of network provider lists and schedules or fees.
- Flexibility for providers within a clinic to participate in different deals.
- Dental pre-estimates, hospital pre-certifications with availability for extensions, and other review features.
- Nurse reviewer notes, diagnosis, prognosis, objective and subjective findings, and other critical data.
- For long term care, capture of ADLs and SPMSQ score.
- Provider problem indicators.
- Availability for automatic calculation using lowest price negotiation when multiple contracts available.
- Quick-pay discounts instead of or in addition to standard arrangements.
- User definable reasonable and customary allowances.
- Comparison of preferred fee against standard reasonable and customary charge.
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| States Available | AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY |
| Provider Type | General Agency |
| Carriers | Varies |
| Carrier Ratings | Varies |
| Commission | Varies |
| Min Premium | Varies |
Coverages
Managed Care Professional Liability Insurance
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