American Specialty Insurance & Risk Services
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American Specialty Insurance & Risk Services
Contact Us
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Ice Rinks Insurance


 

Ice rinks offer more than just a surface for skating—they’re hubs for community engagement, recreation, and competition. American Specialty Insurance & Risk Services understands the unique risks associated with operating an ice rink and offers a dedicated Ice Rinks Insurance program tailored to the specific exposures of these facilities.

 

Eligible Operations for Ice Rinks Insurance

Ice Skating Rinks
Figure Skating Facilities
Special Events on Ice
Sports Complexes with Ice Activities
Adult and Youth Hockey Leagues
Civic Centers with Ice Arenas
Ice Hockey Tournaments
Exhibitions and Ice Shows

Program Highlights for Ice Rinks Insurance

“Excellent” or Higher A.M. Best Rated Carrier
Admitted Coverage Available
Program-Specific Forms and Rates
Non-Auditable Policy Options
24-Hour Claims Service
In-House Underwriting and Claims Management
Dedicated Risk Management Support
Streamlined Policy Administration
Online Resources and Risk Tools

Comprehensive Coverage Options

General Liability
Participant Legal Liability
Excess/Umbrella Liability
Liquor Liability
Commercial Auto
Property Coverage
Crime Insurance
Employee Benefits Liability
Participant Accident Medical
Catastrophic Medical Coverage
Workers Compensation
Flexible Deductible and SIR Options

Program Overview

This program is designed to address the operational risks of ice skating facilities, whether they host competitive events, public skating sessions, or youth and adult leagues. You might have a client who operates a community rink used by local schools and hockey clubs, or a private facility that hosts birthday parties, figure skating exhibitions, and seasonal events. American Specialty’s Ice Rinks Insurance program is built to handle these types of exposures with tailored policies and comprehensive coverage.

Underwriting and Minimum Premiums

Minimum premiums vary based on the size, scope, and operations of the facility. The underwriting process is managed entirely in-house by American Specialty, allowing for faster turnaround and consistent decision-making. The team is experienced in evaluating ice rink risks and can work with you to structure coverage that fits your client's needs.

Territories and Availability

The Ice Rinks Insurance program is available in all 50 states plus Washington, D.C., providing broad access for agents and brokers nationwide. This is an admitted program, offering confidence and dependability for your insureds.

Why Work With American Specialty?

As a Managing General Underwriter with a deep focus on niche sports and recreation risks, American Specialty brings decades of experience and proprietary program development to the table. With in-house underwriting, claims handling, and risk management, they offer a full-service solution that makes it easier for you to place and manage complex risks. Their Ice Rinks Insurance program is a trusted solution for agents seeking stable markets and responsive service for skating-related accounts.

Frequently Asked Questions

What types of accounts are a good fit for this program?

Ideal accounts include public or private ice skating rinks, hockey arenas, figure skating venues, and civic centers with seasonal or year-round ice facilities. Both youth and adult leagues are eligible.

Is this program available in all states?

Yes, the Ice Rinks Insurance program is available in all 50 states and Washington, D.C.

Does this program offer admitted coverage?

Yes, the program is offered on an admitted basis, providing added security and regulatory compliance.

Who underwrites and manages the policies?

All underwriting, claims, and policy administration are handled in-house by American Specialty, offering consistent service and streamlined processing.

What is the minimum premium for this program?

Minimum premiums vary depending on the type and size of the operation. Contact American Specialty for specific underwriting details.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Underwriter
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    Insurance carriers rated "A" or higher by A.M. Best
  • Commission:
    Varies
  • Min Premium:
    Varies

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APPLICATIONS

AGENCY LICENSING

Licensing
Each state’s regulatory department requires licensing for any broker soliciting coverage within that state. Failure to maintain proper licensing status can result in penalties not only to the broker, but also to the insurer. Therefore, in addition to the completed Broker Agreement, we require that you provide the following:

1.      A copy of your resident license and, if applicable, non-resident licenses for each state in which you have an account insured with our program.

2.      A copy of your agency’s corporate license issued by your state's Department of Insurance.

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American Specialty Insurance & Risk Services has other insurance programs like Amateur Sports Associations Insurance.