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American Specialty Insurance & Risk Services
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American Specialty Insurance & Risk Services
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Fairs Insurance



Fairs offer communities a unique opportunity to gather for entertainment, commerce, and education. Whether showcasing livestock, local produce, crafts, or hosting rides and special events, these gatherings involve a wide range of participants and exposures. American Specialty Insurance & Risk Services understands the complex risks associated with fairs and has designed a specialized insurance program that addresses these challenges with tailored coverages and services.
Eligible Operations for Fairs Insurance
County Fairs
State Fairs
Agricultural Shows
Exhibitions
Special Events
Trade Shows
Livestock Shows
Festivals
Vendors/Exhibitors

Program Highlights for Fairs Insurance
“Excellent” or higher A.M. Best Rated Carrier
Admitted Coverage in All Available States
Custom Program Forms and Rates
Non-Auditable Policies
24-Hour Claims Service
Dedicated In-House Underwriting & Claims Management
Risk Management Consultation
Online Agent Resources and Tools

Program Coverages for Fairs Insurance

General Liability
Participant Legal Liability
Volunteers as Additional Insureds
Contingent Fireworks Liability
Contingent Ride Liability
Excess/Umbrella Liability
Liquor Liability
Automobile
Property
Crime
Employee Benefits Liability
Volunteer Accident Medical
Workers Compensation
Deductible/SIR Options

Why Choose American Specialty for Your Fairs Clients?

As a Managing General Underwriter with a long-standing reputation in the event and entertainment spaces, American Specialty offers a deep understanding of the unique exposures associated with fairs and similar events. Our in-house team handles underwriting, claims, risk management, and policy administration, giving agents a streamlined experience from submission to resolution. With program-specific forms and rating, we provide solutions that are designed—not adapted—for this class of business.

You might have a client organizing a multi-day agricultural exhibition that includes livestock competitions, carnival rides, and food vendors. Or perhaps a regional trade show that includes indoor exhibits and live entertainment. These types of operations are exactly the risks we’re built to handle.

Policies are available on an admitted basis across all 50 states and the District of Columbia. Minimum premiums vary depending on the size and scope of the event. Whether you're placing a one-time fair or looking for annual coverage for recurring events, we can help you find the right fit.

For more information about our fairs insurance program and to access resources, visit our Fairs Insurance storefront or our company profile on CompleteMarkets.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for county and state fairs, agricultural shows, exhibitions, livestock events, festivals, and vendors/exhibitors involved in such gatherings.

Is the coverage admitted in all states?

Yes, the program offers admitted coverage in all 50 states and the District of Columbia.

Can this program cover rides and fireworks?

Yes, contingent ride liability and contingent fireworks liability are available as part of the program coverages.

Does the program provide coverage for volunteers?

Yes, volunteers can be named as additional insureds, and volunteer accident medical coverage is also available.

Who underwrites and manages the claims?

American Specialty handles underwriting, claims, risk management, and policy administration in-house for a streamlined experience.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Underwriter
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    Insurance carriers rated "A" or higher by A.M. Best
  • Commission:
    Varies
  • Min Premium:
    Varies

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CONTACT INFORMATION

LOCATION

There are no locations attached to this storefront.

APPLICATIONS

AGENCY LICENSING

Licensing
Each state’s regulatory department requires licensing for any broker soliciting coverage within that state. Failure to maintain proper licensing status can result in penalties not only to the broker, but also to the insurer. Therefore, in addition to the completed Broker Agreement, we require that you provide the following:

1.      A copy of your resident license and, if applicable, non-resident licenses for each state in which you have an account insured with our program.

2.      A copy of your agency’s corporate license issued by your state's Department of Insurance.

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American Specialty Insurance & Risk Services has other insurance programs like Amateur Sports Associations Insurance.