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High Valued Homeowners Insurance Program

High Valued Homeowners Insurance Program
All Risks, Ltd.'s High Valued Homeowners Program
Countrywide
 
"A" Rated Carrier Non-Admitted Paper 
 
Limits:
  • Section I $500,000+ Coverage A up to $20 million total Section I
  • Section II Up to $1million per occurrence, $10,000 medical payments

Forms:

  • ISO HO-3, HO-6 or DP-3 (Single family rental properties OK)
Type of Homeowner:
  • Corporate owned properties fine, primary, secondary, seasonal rentals, etc.
Builders Risk:
  • Course of Construction fine, usually annual term on HO-3 form
Territorial Limitations:
  • No geographical or coastal restrictions, reasonable wind/hail deductibles on “exposed” risks

Loss History:

  • No restrictions with regards to loss history, any risk will be considered
Underwriting Considerations:
  • All Protection classes considered - including PC 9 and 10
  • Recent updates encouraged on homes over 20 years old
Options Available:
  • 125% Extended Replacement Cost on Dwelling
  • Scheduled Personal Property on Agreed Value Basis
  • Special Personal Property Coverage - HO 00 15
  • Personal Property Replacement Cost - HO 04 90
  • Water Back Up and Sump Discharge or Overflow
  • Personal Injury
  • Identity Fraud
You Name It:
  • Send us a copy of the renewal offer/expiring policy and let us know the price/terms and conditions to beat! 
Submission Requirements:
A Complete Submission is Requested to Assure Best Terms and Prices are Offered Along with:
  • Fully Completed and Signed ACORD'S
  • Target Pricing or Expiring Premium

 

States AvailableAL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY
Provider TypeManaging General Agency and Excess & Surplus Lines Broker
AdmittedNo States
CarriersMany
Carrier Ratings"A" or better rated Carriers
CommissionCompetitive
Min Premium



Coverages

Coastal Homeowners Insurance
Difficult to Place Homeowners Insurance
High Value Homeowners Program Insurance
Homeowners Coastal Properties Insurance
Homeowners High Value Insurance
Personal Lines Insurance


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