All Risks' National Specialty Programs Unit offers proprietary programs nationwide. We offer in-house binding authority, multi-line capability and coverage among the broadest available in the insurance industry. All Risks develops and distributes proprietary products targeting specialty niches. These products are competitive and exclusively available through All Risks, Ltd.
All Risks has dedicated program experts with niche market knowledge for the following classes:
Alarm Companies
Installation, Monitoring, Sales and Service for Fire, Burglar, Commercial and Residential, Key Control, Closed Circuit TV, Temperature and Water Control
Architects and Engineers Professional Liability
Architects - Interior Design, Landscape, Golf Course, Surveying
Engineers - Civil, Electrical, Mechanical, Structural, HVAC, Traffic, Plumbing, Fire Protection, Acoustical, Forensic
General - Lab Testing, Expert Witness, Construction Management
Dealers Physical Damage
Franchised (New) Auto, Motorcycle and Truck Dealers, RV Dealers, ATV Dealers, Construction Equipment and Implement Dealers, Large Non-Franchised Dealers
Fire and Water Damage Clean Up Specialists
Clean Up of Residential and Commercial Properties after Fire, Water or Smoke Damage; Includes Mitigating Mold or Mildew
Fire Suppression / Sprinkler Contractors
Monitoring, Sales, Service & Installation of Sprinkler Equipment, Fire Extinguishers, Wet and Dry Sprinklers, and System Design
Home Health and Hospice Facilities
Medical Home Care of Elderly, Home Health Care Agencies, Hospice Care Services, Visiting Nurse Associations, Home Nursing Services, and Elderly Companions
Insurance Agents Errors and Omissions
Agents, Brokers, TPA, MGA, MGU, Program Administrators, Captive Managers and More - Standard, Excess and Surplus, and Life, Accident and Health Markets
Janitorial Contractors
General Cleaning Service including Vacuuming, Dusting, Wastebasket Trash Pickup, Floor, Carpet and Restroom Clean-up; Includes County, State, and Government Facility Contracts
Marine and USL&H
All Classes of Marine Business, WC with or without USL&H, MEL, MGL, Ship Repairers, MOLL, Builders Risk, Hull and Protection and Indemnity, Ocean Cargo, Yachts, Bumbershoots
Mental Health and Substance Abuse
Centers, Clinics and Outpatient Services for: Mental Health, Psychiatric, Counseling, Alcoholism Treatment, Detoxification, Drug Addiction Treatment, and Substance Abuse
Pest Control Operators
Pest Control, Fumigation, Termite Control / Inspection, Small Animal Control
Private Investigators
Background Checks, Insurance Fraud, Credit Checks, Criminal and Civil Investigation
REO / Force Placed
Commercial Banks, Credit Unions, Savings and Loans, Mortgage Banks and Financial Institutions that Service and / or Invest in Mortgage Loans
Security Guards
Armed and Unarmed Security Guards, Security Consultants, Industrial, Institutional, Housing (Mid-High Income), Banks, Office Buildings, Patrol Work and Construction Sites; Includes County, State and Government Facility Contracts
Storage Facilities
All Storage related operations to include Self Storage, Mobile, Boat / RV Storage
Temporary Staffing
Workers’ Compensation Only, Broad Range of Classes, Temporary, Temp to Hire, Medical Staffing
Most coverage lines available nationwide.
Coverages vary by program.