Program Overview from Agents Insurance Markets, Inc.
Agents Insurance Markets, Inc. (AIM) offers specialized Trash and Refuse Haulers Liability Insurance tailored for residential and commercial waste collection businesses. With over 30 years of experience insuring trucking operations, AIM understands the risks and coverage needs of waste haulers. We work with an A+ rated admitted carrier—Carolina Casualty Insurance Company—to provide strong, reliable protection for your clients in the trash and refuse hauling industry.
Ideal Accounts and Appetite
This program is ideal for agents looking to place accounts in the following classes:
- Residential and commercial garbage collection operators
- Haulers using roll-off containers and dumpsters
- Tractor/trailer operations hauling baled trash
We accept both single-unit accounts and fleets, and we’re open to new ventures as long as there is relevant industry experience. If you have a client starting a new hauling business or a growing operation looking to expand coverage, AIM can help you place it.
Coverage Highlights and Advantages
- Liability Coverage: Up to $1,000,000 combined single limit (CSL)
- Auto Physical Damage: Available for eligible units
- Excess Liability: Offered if higher limits are needed
We accommodate both local and intermediate radius operations—local up to 100 miles and intermediate up to 300 miles. Phone quotes are available for accounts with four or fewer units. For five or more units, a complete submission including current MVRs is required.
Underwriting Notes
- New ventures are acceptable with relevant experience
- Acord applications are accepted for quoting
- Quick turnaround for smaller accounts via phone quotes
Territories and Availability
This program is available in the following states: Georgia, Indiana, Kentucky, Maryland, North Carolina, Ohio, South Carolina, Tennessee, Virginia, and Washington D.C. All coverages are placed on an admitted basis, providing peace of mind and regulatory compliance for your clients.
Why Work With AIM?
Agents Insurance Markets, Inc. is a trusted managing general agency that delivers personalized service and deep product expertise. We are responsive, easy to work with, and committed to helping agents find competitive coverage options for their clients in the specialized niche of trash and refuse hauling. Whether you’re quoting a single-unit startup or a seasoned regional fleet, AIM is ready to assist with fast quotes and reliable underwriting support.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for residential and commercial garbage collectors using roll-off containers, dumpsters, or hauling baled trash with tractors or trailers.
Can I submit a new venture for coverage?
Yes, new ventures are acceptable if the owner or operator has relevant industry experience.
What is the quoting process for small accounts?
For accounts with four or fewer units, phone quotes are available. For five or more units, a complete submission with current MVRs is required.
Is this program admitted or non-admitted?
This program is written on an admitted basis in all available states.
Which states is this program available in?
This program is currently available in GA, IN, KY, MD, NC, OH, SC, TN, VA, and DC.
Need help placing an account? Connect with a market specialist.