Agents Insurance Markets, Inc. (AIM) brings over three decades of experience serving the trucking industry in North Carolina and Virginia. As a trusted Managing General Agency (MGA), AIM specializes in providing tailored trucking liability solutions for both local (0–100 miles) and intermediate (101–300 miles) operations. If you’re an agent or broker looking for a reliable market with great service and quick turnaround, AIM is your go-to partner.
Ideal Accounts and Appetite
Our program fits a wide range of commercial auto risks and is especially designed for small to mid-sized trucking operations. We underwrite the following commercial auto classes:
- Local and Intermediate Truckers
- Dump Trucks
- Flatbeds
- Contractors and Artisans
- Wreckers
This program is ideal for clients with single units up to larger fleets operating within 300 miles. Whether your client hauls construction materials locally or provides intermediate freight services between cities, we have the markets to support them.
Coverage Highlights and Advantages
- Primary Liability: Limits up to $1,000,000 combined single limit (CSL)
- Physical Damage: Coverage up to $200,000 per vehicle
- Cargo Insurance: Limits available up to $150,000
We accept risks ranging from single-unit owner-operators to fleets. For smaller accounts (4 units or fewer), phone quotes are available for quick response. For fleets of 5 or more units, we require a complete submission with current Motor Vehicle Reports (MVRs). ACORD applications are accepted.
Underwriting Notes and Minimum Premiums
We work with Stratford Insurance Company and Carolina Casualty Insurance Company to offer competitive rates and flexible terms. While minimum premiums may vary depending on risk characteristics, our team is happy to evaluate each submission for eligibility and pricing.
Territories and Availability
This trucking liability program is available in:
- North Carolina (NC)
- Virginia (VA)
We offer admitted and non-admitted options, depending on the risk and carrier fit, giving you flexibility when placing difficult or niche accounts.
Why Work With Agents Insurance Markets, Inc.?
Agents Insurance Markets, Inc. is committed to helping agents grow their commercial auto book with responsive service, real underwriting knowledge, and access to top-rated carriers. Our name says it all—we "AIM" to serve you!
You might have a client who owns a small fleet of dump trucks hauling gravel between job sites in VA or a local flatbed operator transporting equipment within NC. These are exactly the kinds of accounts we handle every day.
Let us help you place your next trucking risk with confidence and efficiency.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is best suited for local and intermediate truckers, including dump trucks, flatbeds, wreckers, and contractors operating within 300 miles in NC or VA.
Do you accept single-unit owner-operators?
Yes, we offer coverage for single units as well as full fleets. Phone quotes are available for accounts with 4 units or fewer.
What documents are needed to get a quote?
For accounts with 5 or more units, a complete submission with current MVRs is required. ACORD applications are also accepted.
Are both admitted and non-admitted options available?
Yes, we offer both admitted and non-admitted solutions, depending on the specific risk and carrier suitability.
What carriers do you work with for this program?
We place coverage through Stratford Insurance Company and Carolina Casualty Insurance Company.
Need help placing an account? Connect with a market specialist.