Overview of the Program From Agents Insurance Markets, Inc.
Agents Insurance Markets, Inc. brings over 30 years of specialized experience in the trucking industry. Our Truckers General Liability Insurance program is designed to meet the needs of trucking operations in North Carolina, Virginia, and Washington, D.C. Whether your client operates a single truck or manages a fleet, we offer flexible, comprehensive solutions to fit a wide range of risks and budgets.
We work with a variety of respected carriers to provide coverage tailored to your client’s specific operation. From local haulers to long-distance carriers, our program supports a wide range of eligible trucking businesses.
Ideal Accounts and Appetite
This program is ideal for licensed or unlicensed truckers operating in NC, VA, or DC. We welcome both local and long-haul trucking operations and can accommodate storage and warehouse exposures when rated separately. Off-road truckers—those not operating on public roads—are also eligible, with rating done per unit.
Example accounts that fit well include:
- A local trucker with three units and a small warehouse operation in North Carolina.
- An independent owner-operator based in Virginia who hauls long-distance freight.
Coverage Highlights and Advantages
- General Liability limits available up to $5,000,000.
- Damage to premises rented to you: up to $100,000.
- Medical payments coverage: up to $5,000.
- Auto Liability coverage must be in place for eligibility.
- One Additional Insured included at no charge.
- Property coverage with enhancement form available.
- Property floaters to cover tools and equipment.
- Waiver of Subrogation and Primary Wording available.
- Per Project Aggregate options available.
- Occurrence form with low minimum premiums.
- Driver payroll not included in rating.
Underwriting Notes and Restrictions
While we offer broad eligibility, some classes are not eligible for this program:
- Snow removal services on streets or roads
- Truck brokers
- Coal haulers in Kentucky
- Trailer interchange exposures
- Transport or distribution of hazardous materials
- Transport or distribution of gasoline, diesel, or fuel oil
Territories and Availability
This non-admitted program is currently available in:
- North Carolina (NC)
- Virginia (VA)
- District of Columbia (DC)
Why Work With Agents Insurance Markets, Inc.?
Agents Insurance Markets, Inc. is a trusted Managing General Agency (MGA) with a long-standing commitment to serving the transportation sector. We understand the unique risks truckers face and offer tailored solutions backed by top-tier carriers. Our market access and underwriting expertise make us a reliable partner for agents seeking competitive options for their trucking clients.
Whether your client is just starting out or managing a complex operation, we can help you place coverage that meets their needs—and yours.
Frequently Asked Questions
What types of trucking operations are eligible for this program?
We accept licensed and unlicensed truckers, local and long-haul operators, and storage/warehouse operations (must be rated separately). Off-road truckers are also eligible, rated per unit.
Are there any classes that are not eligible for this program?
Yes, we cannot insure snow removal on roads, truck brokers, coal haulers in Kentucky, trailer interchange risks, or transport of hazardous materials or fuel products.
Does this program include property coverage?
Yes, property coverage is available with an enhancement form, and property floaters can be added to cover equipment and tools.
What is the maximum General Liability limit available?
We offer General Liability limits up to $5,000,000 through this program.
In which states is this program available?
This program is available in North Carolina, Virginia, and Washington, D.C.
Need help placing an account? Connect with a market specialist.