Ideal Accounts and Appetite
This program is designed for licensed insurance agents and brokers seeking comprehensive coverage options for businesses that offer tanning services in North Carolina and Virginia. Whether your client operates a dedicated tanning salon or offers tanning as part of a broader beauty or spa service, AIM has the underwriting knowledge and market access to help.
Eligible Classes Include:
- Sun Tanning Salons (standalone or chain locations)
- Beauty Salons with Tanning Services
- Day Spas and Wellness Centers with Tanning Beds or Booths
- Nail Salons that include Tanning Equipment
A good fit might be a well-established local spa that recently added tanning services or a multi-location beauty salon looking to consolidate coverage. If your clients provide professional tanning services and maintain proper safety protocols, we want to see their business.
Coverage Highlights and Advantages
AIM offers broad and flexible coverage options tailored to the risks of tanning operations, including both professional and general liability. Key features include:
- General Liability Limits available up to $5,000,000
- Professional Liability coverage for tanning service exposures
- Excess Liability and Umbrella options available
- Property Coverage with Property Enhancement Form
- Equipment Breakdown, including tanning equipment
- Coverage for Signs and Computer Equipment
- Damage to Premises Rented to You up to $100,000
- Medical Payments up to $5,000
- Occurrence Form with Defense Outside the Limits
- Additional Insured Endorsements available
- Competitive Rates
- Responsive Claims Handling and Customer Support
Underwriting Notes and Minimum Premiums
This program is offered on a non-admitted basis through various carriers. While there is no specific minimum premium listed, AIM works to structure solutions that are cost-effective while meeting the unique needs of each client. Submissions should include full business details, loss history if applicable, and service descriptions to ensure fast quoting.
Territories and Availability
This tanning salon insurance program is currently available to agents with clients located in North Carolina (NC), Virginia (VA), and Washington, D.C. (DC). Whether your client operates a single location or multiple salons across these regions, AIM can help you place the right coverage.
Why Work With AIM on Tanning Salon Risks?
As a trusted Managing General Agency, Agents Insurance Markets, Inc. brings years of experience and a strong carrier network to support niche markets like tanning salons. Our team takes pride in fast response times, knowledgeable underwriting, and dedicated service that helps you close more business and retain clients.
Let AIM be your go-to market for tanning salon insurance needs in NC, VA, and DC. Contact our team today to learn more or submit a risk for review.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for tanning salons, beauty salons, day spas, and nail salons that offer tanning services. Both standalone and multi-service businesses are eligible.
Is this program admitted or non-admitted?
This is a non-admitted program, offered through various carriers. AIM works with respected markets to deliver strong coverage solutions.
What coverage limits are available?
General liability limits are available up to $5,000,000. Excess and umbrella coverage can be added as needed.
Which states is this program available in?
This program is currently available in North Carolina (NC), Virginia (VA), and Washington, D.C. (DC).
What underwriting information is needed to get a quote?
To get started, provide business details such as services offered, years in operation, safety measures, and any prior claims history.
Need help placing an account? Connect with a market specialist.