Pressure Washing Contractors Insurance For NC and VA

Overview of the Program

This Managing General Agency program provides broad primary General Liability options and excess capacity where needed. Coverage targets exterior cleaning operations — residential and commercial — and can include property floaters for tools and equipment. Policies are written on an occurrence basis and the program supports common certificate needs such as Additional Insured endorsements and Waiver of Subrogation where appropriate.

Ideal Accounts and Appetite

• Independent pressure washing contractors, single operators up to small fleets
• Exterior cleaning of homes, driveways, sidewalks, parking lots, storefronts, roofs and other building exteriors
• Contractors using pressure equipment at or below the underwriting PSI limit (see requirements)
• Accounts that require Additional Insured, Waiver of Subrogation, primary wording or per-project aggregate limits

• Cleaning or washing of aircraft
• Interior tank cleaning
• Snow and ice removal from streets, highways or parking lots

Coverage Highlights and Advantages

• General Liability limits up to $5,000,000 (primary)
• Excess Liability available through carrier partners
• Damage to Premises Rented to You coverage up to $100,000
• Medical Payments up to $5,000
• Occurrence-form policies for long-tail liability protection
• Property floaters available to cover contractor equipment, trailers and tools
• Property enhancement options where applicable
• Per-project aggregate limits and Additional Insured endorsements available
• Responsive underwriting and quick quote turnaround for routine risks

Underwriting Notes and Requirements

• Maximum PSI: Equipment must not exceed 3,500 PSI for this classification
• Cleaning solutions must be non-toxic, non-caustic and biodegradable (where possible)
• Jobsite controls are required: barriers, signage, spotters and other public-protection measures as appropriate
• Sandblasting and abrasive blasting are separately rated and not included in this class
• Provide current loss runs, equipment inventory with PSI ratings, and details on any chemical use or subcontracted services

Territories and Availability

This program accepts submissions for accounts located in North Carolina, Virginia and the District of Columbia. Agents can place accounts through multiple carrier partners to match client needs for limits and endorsement requests.

Why Work With Agents Insurance Markets, Inc. on This Business

• Specialized contractor placement — underwriting and program design focused on exterior cleaning and pressure-wash operations
• Access to multiple carriers and flexible limit structures for owner-operators and small fleets
• Practical, clear underwriting requirements that reduce surprises at binding
• Fast quoting and experienced service staff familiar with contractor workflows and certificate endorsements

Example Accounts That Fit

• A two-employee residential pressure-washing business that services driveways, siding and decks using equipment under 3,500 PSI and biodegradable cleaners. Needs GL limits plus an Additional Insured endorsement for a property manager.
• A small commercial cleaner that services storefronts and parking lots, requires a property floater for a trailer-mounted unit and hand tools, and needs excess limits for larger contracts.

If you have accounts that match this program's appetite, Agents Insurance Markets, Inc. can be an efficient market to secure competitive liability and equipment coverage. Contact our underwriting team to discuss submissions, required documentation, and turnaround times.

 Product & Service Highlights:

• GL Limits up to $5,000,000
• Excess Liability available
• Damage to Premises Rented to You up to $100,000
• Medical Payments up to $5,000
• Occurrence-form policies
• Property floaters and enhancement forms
• Quick quotes and superior customer service

Underwriting Requirements Recap

• Equipment PSI cannot exceed 3,500 PSI
• Use non-toxic, non-caustic cleaning solutions (biodegradable preferred)
• Maintain jobsite public-protection measures (barriers, signage, etc.)
• Sandblasting and interior tank cleaning are ineligible for this class

Frequently Asked Questions

Need help placing an account? Connect with a market specialist.