Agents Insurance Markets, Inc. offers a comprehensive Motor Truck Cargo Insurance program designed specifically for risks based in North Carolina (NC) and Virginia (VA). This program is ideal for a wide range of transportation clients and provides flexible coverage options with limits available up to $150,000.
Overview of the Program From Agents Insurance Markets, Inc.
As a Managing General Agency (MGA) with access to various carriers, Agents Insurance Markets, Inc. ("AIM") delivers tailored Motor Truck Cargo solutions for local and regional transportation risks. Whether your client is an independent owner-operator or a large fleet owner, AIM makes it easy to secure competitive cargo coverage with responsive service and underwriting support.
Ideal Accounts and Appetite
This program is well-suited for licensed motor carriers operating in North Carolina or Virginia. AIM underwrites a wide range of cargo transportation classes, including but not limited to:
- Auto Haulers – ideal for transporters of new and used vehicles
- Refrigerated Goods Carriers – including accounts needing Reefer Breakdown coverage
- Fleet Operators – from single-unit owner-operators to fleets with 1,000+ vehicles
There are no radius limitations, making this a strong option for both local and long-haul operators. You might have a client who hauls cars from Richmond, VA to Raleigh, NC, or a refrigerated goods carrier working routes from Charlotte to Atlanta—this program can accommodate both.
Coverage Highlights and Advantages
- Limits up to $150,000 available
- Reefer Breakdown coverage offered
- No radius restrictions – suitable for regional and national haulers
- Designed for fleets of all sizes
- Auto hauler appetite included
These coverage features help protect your clients from financial loss due to theft, damage, or spoilage of cargo in transit. AIM understands the complex exposures of cargo haulers and matches them with the right carrier options to meet their specific needs.
Underwriting Notes and Minimum Premiums
While specific premium thresholds may vary by risk class and carrier, AIM works with a wide range of carriers to provide competitive options. Submissions should include complete vehicle and driver schedules, prior loss runs, and cargo details to ensure accurate underwriting and quick turnaround.
Territories and Availability
This Motor Truck Cargo Insurance program is available exclusively in North Carolina and Virginia. AIM can place business in both admitted and non-admitted markets, depending on the risk profile and carrier availability.
Why Work With Agents Insurance Markets, Inc.
AIM combines deep market access with a hands-on approach to support independent agents and brokers in placing complex transportation accounts. Their team is committed to fast response times, knowledgeable underwriting, and helping you grow your book with competitive motor cargo solutions. Whether you're placing a new venture or a seasoned fleet, AIM is ready to help you find the right fit.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for motor carriers based in NC or VA, including auto haulers, refrigerated goods carriers, and fleets of all sizes.
Is there a radius limitation on coverage?
No, this program offers coverage with no radius restrictions, making it suitable for both local and long-haul operators.
Can owner-operators with a single vehicle apply?
Yes, the program accepts fleets starting from a single vehicle up to 1,000+ units.
Is Reefer Breakdown coverage included?
Yes, Reefer Breakdown coverage is available for eligible refrigerated cargo risks.
What states is this program available in?
This Motor Truck Cargo Insurance program is currently available in North Carolina and Virginia.
Need help placing an account? Connect with a market specialist.