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Agents Insurance Markets, Inc.
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Agents Insurance Markets, Inc.
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Logging and Lumbering Liability Insurance For NC and VA

LOGGING & LUMBERING LIABILITY For NC and VA

We are your go-to market for all businesses BIG or SMALL!

Agents Insurance Markets, Inc. offers a focused Logging and Lumbering Liability Insurance program for agents placing risks in North Carolina and Virginia (available in DC as well). Whether your insured runs a small local logging crew, a mid-size timber-harvesting operation, or a contractor building service roads for timber access, our underwriting team and carrier relationships give you a practical path to bind specialized coverage quickly and confidently.

Ideal Accounts and Appetite

This program is designed for a range of logging and lumbering risks. Eligible classes include:

  • Logging operations and timber harvesting contractors
  • Lumbering businesses (field operations)
  • Use of animal teams for hauling
  • Construction of service roads related to logging operations
  • Note: Saw or planing mills must be separately classified

You might have a client who runs a small crew felling and skidding timber on rural tracts in North Carolina, or an independent contractor in Virginia who builds access roads and provides hauling services. Those account types are a strong fit for this program.

Coverage Highlights and Advantages

We underwrite coverage to address the common liability and property exposures found in logging and lumbering operations. Key features include:

  • Comprehensive General Liability with limits available up to $2,000,000
  • Sub-limits and endorsements tailored to logging exposures
  • Property coverage with available enhancements
  • Property floaters to cover mobile equipment, tools, and attachments
  • Additional Insured endorsements to meet contractual requirements
  • Coverage for over-cutting or wrongful cutting of timber (subject to underwriting)
  • Fire damage and vehicle damage protections during loading/unloading operations
  • Occurrence-form policies with defense costs outside the limits

Underwriting Notes and Minimum Premiums

Our underwriters evaluate operations based on scope of work, equipment exposures, haul distances, and loss history. We offer low minimum premiums and access to multiple non-admitted markets to help you place smaller or harder-to-place accounts. Common underwriting considerations include:

  • Primary operations performed (felling, skidding, hauling, road construction)
  • Equipment schedule and values for property floaters
  • Use of subcontractors and Additional Insured needs
  • Loss history and safety practices on-site

Territories and Availability

This program is currently available in:

  • North Carolina (NC)
  • Virginia (VA)
  • District of Columbia (DC)

Please note: this is a non-admitted program and placement is handled through our wholesale channels with a variety of carriers to match the risk profile.

Why Work With Agents Insurance Markets, Inc.?

As a Managing General Agency with deep experience in niche commercial lines, Agents Insurance Markets, Inc. provides agents with:

  • Specialized underwriting that understands logging and lumbering exposures
  • Access to multiple non-admitted carriers and flexible terms
  • Responsive service and quick quoting to help you retain business
  • Support for policy wording, Additional Insured requests, and complex exposures

We partner with agents to find practical solutions for both small and larger operations—helping you protect clients while growing your book of business.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for logging contractors, timber-harvesting operations, lumbering field businesses, and companies that build service roads for timber operations in NC, VA, and DC.

Is this program admitted or non-admitted?

This is a non-admitted program. We place risks through a variety of surplus lines carriers to cover operations that may not fit standard admitted markets.

Are small operations eligible for coverage?

Yes. We write both small and larger operations and offer low minimum premiums to make coverage affordable for smaller crews and independent contractors.

Is equipment coverage included?

Yes. Property floaters are available to cover mobile equipment, tools, and attachments used in logging and lumbering operations.

Can I add an Additional Insured to the policy?

Yes. Additional Insured endorsements are available to meet contractual requirements—subject to underwriting approval.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency
  • Admitted:
    No States
  • Carriers:
  • Carrier Ratings:
    A+
  • Commission:
    Varies
  • Min Premium:
    -

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CONTACT INFORMATION

LOCATION

There are no locations attached to this storefront.

APPLICATIONS

AGENCY LICENSING

Brokerage agreements are not required until you write your first piece of business with our agency. 

Once we bind the first piece of business, you will be sent a brokerage contract to complete and return. This is needed to complete your broker file and includes e-commerce authorization and specific obligations.

 

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Agents Insurance Markets, Inc. has other insurance programs like Artisan Contractors Insurance for NC and VA.