Agents Insurance Markets, Inc. (AIM) offers a specialized Fleet Truck Insurance program tailored for commercial auto risks with 10 or more power units. With over three decades of experience in the trucking sector, AIM understands the unique exposures and compliance demands motor carriers face. This program is designed to help agents place fleet accounts efficiently while providing strong coverage options and responsive service.
Ideal Accounts and Appetite
This Fleet Truck Insurance program is ideal for a wide range of commercial trucking operations. AIM underwrites the following fleet classes:
- For-Hire and Private Fleets
- Dump Truck Fleets
- Common and Contract Carriers
- Exempt Commodities
- Non-Exempt Commodities
- Contractors Equipment Haulers
There are no radius restrictions, making this program an excellent fit for short-haul, regional, and long-haul operators alike. Whether your client operates in state, across state lines, or coast-to-coast, AIM can offer solutions.
Coverage Highlights and Advantages
The program provides flexible and competitive coverage packages designed to meet the needs of fleet operators:
- Primary Auto Liability limits up to $1,000,000 Combined Single Limit (CSL)—higher limits available upon request
- Vehicle Physical Damage coverage with limits up to $200,000 per unit
- Package policies available to address broader commercial auto exposures
- 24/7 nationwide claims service for fast response and support
From large regional fleets to growing local haulers, AIM delivers reliable protection backed by carriers experienced in the transportation sector, including Stratford Insurance Company and Carolina Casualty Insurance Company.
Underwriting Notes and Submission Requirements
To obtain a quote, agents should submit the following:
- Completed application
- Schedule of units
- Current Motor Vehicle Reports (MVRs)
- Driver hiring practices and safety protocols
The program is available on an admitted or non-admitted basis depending on the state and risk characteristics. Minimum premium requirements vary by account and state.
Territories and Availability
This program is available in the following states:
- Georgia (GA)
- Indiana (IN)
- Kentucky (KY)
- Maryland (MD)
- Mississippi (MS)
- North Carolina (NC)
- Ohio (OH)
- South Carolina (SC)
- Tennessee (TN)
- Virginia (VA)
- Washington, D.C. (DC)
Why Work With Agents Insurance Markets, Inc.?
Agents Insurance Markets, Inc. is a Managing General Agency (MGA) committed to helping independent agents grow their commercial auto book. You can rely on AIM for:
- Decades of underwriting experience in the trucking industry
- Access to reputable carriers with strong transportation expertise
- Fast, knowledgeable support and personal service
- Flexibility to tailor coverage packages for diverse fleet types
Whether you're placing a 12-unit dump truck fleet in North Carolina or a 25-unit contract carrier in Ohio, AIM is ready to help you deliver the right solution for your clients.
Frequently Asked Questions
What types of accounts are a good fit for this Fleet Truck Insurance program?
Accounts with 10 or more power units, including for-hire fleets, dump truck operations, and contract carriers, are ideal. Both private and common carriers are eligible.
Are there any radius limitations for this program?
No, there are no radius restrictions. Local, regional, and long-haul fleets are all eligible for coverage.
What documents are required to get a quote?
You’ll need a completed application, schedule of units, current MVRs, and information on driver hiring practices.
Which states is the program available in?
The program is currently available in GA, IN, KY, MD, MS, NC, OH, SC, TN, VA, and DC.
Who are the carriers supporting this program?
This fleet program is backed by Stratford Insurance Company and Carolina Casualty Insurance Company, both experienced in commercial trucking risks.
Need help placing an account? Connect with a market specialist.