EXERCISE & HEALTH CLUBS FOR NC AND VA
Agents Insurance Markets, Inc. (AIM) offers a specialized insurance solution for Exercise and Health Clubs located in North Carolina and Virginia. As a Managing General Agency with access to a range of respected carriers, AIM provides agents and brokers with strong market access and competitive products to help you protect your clients in the health and fitness industry.
If you're looking to place coverage for gyms, personal training facilities, or wellness centers, AIM can be your go-to resource. We work with high-quality markets to deliver robust coverage packages tailored to the unique risks faced by fitness-related businesses. Let AIM help you deliver peace of mind to your insureds with comprehensive protection and responsive service.
Why Choose AIM for Exercise & Health Club Risks:
- Comprehensive General Liability coverage with limits up to $5 million
- Professional Liability for trainers and instructors
- Property Coverage with enhancement forms for added protection
- Equipment Breakdown and coverage for computer systems and signage
- Employees can be added as insureds by endorsement
- Additional Insured Endorsements available
- Coverage available for locations with swimming pools, subject to underwriting approval
- Abuse or Molestation coverage available
- Hired and Non-Owned Auto liability available
- Medical Payments up to $5,000, with Defense Outside the Limits
- Occurrence Form coverage with competitive rates
- Superior claims handling and customer service
Target Classes Include:
- Gyms with or without equipment
- Personal training studios
- Aerobics, Zumba, and Jazzercise classes
- Weight and toning machine facilities
- Fitness centers with basketball, racquetball, or tennis courts
- Facilities with tanning beds
Ideal Accounts and Examples:
You might have a client operating a 24-hour gym with weight machines and aerobics classes, or a boutique fitness studio offering personal training and yoga. These are excellent fits for AIM’s program, especially when they seek a one-stop solution for liability, property, and professional exposures.
Territory and Market Access:
This program is available to licensed agents placing business in North Carolina, Virginia, and Washington, D.C. All coverage is written on a non-admitted basis through a selection of top-rated carriers.
Why Work With AIM:
With decades of experience as a Managing General Agency, AIM specializes in delivering niche insurance products backed by strong carrier relationships. We are committed to providing competitive rates, fast turnaround, and underwriting expertise that helps agents win and retain fitness industry clients. When you need a reliable market for health and exercise clubs, AIM is here to support you every step of the way.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Ideal accounts include gyms, personal training studios, aerobics or dance fitness centers, and facilities with amenities like tanning beds or racquetball courts.
Is coverage available for locations with swimming pools?
Yes, facilities with swimming pool exposures may be eligible if they meet specific underwriting guidelines.
What limits are available for General Liability?
General Liability limits are available up to $5,000,000, with excess liability also available as needed.
Is the program admitted or non-admitted?
This program is written on a non-admitted basis through various carriers.
Which states is this program available in?
This program is available to agents and brokers placing business in North Carolina, Virginia, and Washington, D.C.
Need help placing an account? Connect with a market specialist.