Overview of the Program From Agents Insurance Markets, Inc.
Agents Insurance Markets, Inc. brings over 30 years of experience offering tailored insurance solutions for artisan and trade contractors in North Carolina and Virginia. Whether your client is a solo carpenter or a growing landscaping company, we have the markets and expertise to help you secure the right coverage at a competitive price. As a Managing General Agency (MGA), we access a broad range of non-admitted carriers to meet the diverse needs of contractors working in today’s demanding marketplace.
Ideal Accounts and Appetite
We provide fast access to quotes for over 100 contractor classes, making it easy to place business for both new ventures and established operations. Some of our most popular classes include:
- Landscape Gardeners
- Excavation Contractors
- Interior and Exterior Carpenters
- Electrical Contractors
- Concrete and Masonry Contractors
- Painting and Drywall Contractors
- Vinyl and Wood Siding Installers
- Tree Trimmers
This program is a strong fit for residential and light commercial contractors who need reliable General Liability and related property coverages. You might have a client who’s expanding their landscaping business and needs coverage for tools and commercial vehicles—or a drywall subcontractor looking for affordable liability coverage with quick turnaround.
Coverage Highlights and Advantages
Our contractor insurance solutions are designed with flexibility and protection in mind. We work with respected carriers to deliver strong coverage options, including:
- Comprehensive General Liability (limits up to $5,000,000)
- Property Coverage with optional Enhancement Forms
- Property Floaters for Equipment and Tools
- Additional Insured Endorsements available
- Waiver of Subrogation and Primary Wording
- Per Project Aggregate options
- Excess Liability coverage available
- Damage to Premises Rented to You (up to $100,000)
- Medical Payments (up to $5,000)
- Occurrence Form policies
Underwriting Notes and Minimum Premiums
Our underwriting team is experienced in evaluating artisan and trade contractor risks. While no minimum premium is specified, we work hard to match your client with a policy that fits their budget and risk profile. We offer quick quote turnaround for a wide range of classes, and we’re happy to help identify the right fit for hard-to-place or niche accounts.
Territories and Availability
This program is available in North Carolina (NC), Virginia (VA), and the District of Columbia (DC). All coverage is written on a non-admitted basis through various carriers.
Why Work With Agents Insurance Markets, Inc.?
Agents Insurance Markets has a long-standing reputation for providing agents and brokers with access to high-quality contractor insurance markets. When you work with us, you get:
- Decades of contractor insurance experience
- Access to responsive underwriters and top-tier non-admitted carriers
- Broad class appetite and quick quote capabilities
- Flexible coverage options tailored to your insured's trade
Let us help you place your next contractor risk—big or small—with confidence and speed.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Our program is ideal for artisan and trade contractors such as landscapers, electricians, carpenters, painters, and drywall installers operating in NC, VA, and DC. We can accommodate both small operations and growing businesses.
Is coverage available for new ventures or start-up contractors?
Yes, we can consider new ventures provided they meet basic underwriting guidelines. Our markets are flexible and open to a wide range of experience levels.
Do you offer Additional Insured and Waiver of Subrogation endorsements?
Yes, both Additional Insured endorsements and Waiver of Subrogation options are available, along with Primary and Non-Contributory wording when required by contract.
How quickly can I get a quote?
We offer "Quick Quotes" for over 100 contractor classes. In most cases, you can receive a quote within a short turnaround time after submitting the necessary details.
What states is this program available in?
This contractor insurance program is available in North Carolina, Virginia, and the District of Columbia.
Need help placing an account? Connect with a market specialist.